Portfolio Manager

Position Description

Commercial Portfolio Manager

Phoenix, AZ

Job Brief

Assist the Commercial Relationship Managers by completing underwriting and due diligence to help analyze new opportunities in accordance with established lending objectives, policies and procedures.

There are important qualities you look for in an employer – meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At the bank, our team members experience an inclusive and community-focused culture and we’re proud of the premier workplace we’ve created. We regularly receive best in class results through our biennial employee engagement survey.

Job Summary:

The Commercial Portfolio Manager (CPM) will assist the Commercial Relationship Managers by completing underwriting and due diligence to help analyze new opportunities in accordance with established lending objectives, policies and procedures. The CPM III will also maintain and service existing customers as well as ensure credit quality guidelines and policies are met and monitored.

Primary Functions and/or Responsibilities:

• · Assists the Commercial Relationship Managers by requesting and obtaining all information needed from the client or prospect to underwrite the credit request

• · Assists the Commercial Relationship Managers to appropriately underwrite the credit, and to develop the appropriate credit structure in relationship to the credit risk

• · Assists the Commercial Relationship Managers in the monitoring of the portfolio which includes, but is not limited to, financial tracking and monitoring maturing notes/annual reviews

• · Conducts business in compliance with bank policies and procedures, as well as all federal and state laws and regulations

• · Participates with the Commercial Relationship Managers in meetings to discuss work in process, exceptions, maturing notes, and annual reviews

• · Participates with the Commercial Relationship Managers in meetings with existing and/or prospective clients at either the customer’s place of business or at the bank offices

• · Participates in discussions and subsequent meetings with commercial lending department, industry specialists, and other interested parties to exchange information and ideas, and to seek to understand the opinions of others

• · Presents to Senior Loan Committee

• · Performs other duties as assigned

  Education and/or Experience:

  Commercial Portfolio Manager III Level:

• · BA or BS degree in Business, Accounting or Finance required

• · At least six years of relevant commercial credit experience required

• · Four-year college degree in a related field preferred OR an equivalent combination of education and experience

  Sr. Commercial Portfolio Manager Level:

• · BA or BS degree in Business, Accounting or Finance required

• · At least six years of relevant commercial credit experience required and/or credit administration experience required

• · Previous credit analysis and/or portfolio management experience

• · Four-year college degree in a related field preferred OR an equivalent combination of education and experience

  Specific Skills, Knowledge & Abilities:

• · Ability to research and understand commercial and commercial real estate lending and banking regulations

• · Ability to deal effectively with customers and employees at all levels of the bank organization

• · Strong commercial credit analysis skills required.

Benefits

• • Group Health, Dental, and Vision Insurance

• • Generous Paid Time Off (PTO)

• • Volunteer Time Off (VTO)

• • 401(k) plan with lucrative company match

• • Tuition assistance

• • Company Paid Life Insurance

• • Paid Parental Leave

• • Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.

• • Team Member Banking - a suite of products and services with special benefits for employees

  Hybrid Eligibility: Position may be eligible for a hybrid work schedule (requiring some days in the office each week).