Portfolio Analytics & Strategy Analyst Sr. - Retail Lending & Data Analtyics

PNC Financial Services Group, Inc. Pittsburgh , PA 15201

Posted 2 months ago

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analtyics and Strategy Analyst Sr. within PNC's Retail Lending Data & Analytics Group, you will be based in Pittsburgh, Pennsylvania or within PNC's Footprint. Hybrid work schedule will be offered after the pandemic.

  • Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.

  • Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.

  • Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.

  • Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.

  • Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Qualifications:

  • BS in Business or a STEM related degree.

  • 3+ years of experience of related regulatory reporting and Analtyics experience.

  • Collaborative skills to work well with a variety of professionals.

  • Knowledge of credit risk is a plus.

  • Knowledge of Python and or SAS is a plus.

Job Description

  • Manages and develops information systems for clients; conducts data information analysis for a variety of studies under the direction of organizational standards.

  • Advises end-users on data manipulation, end-user support systems and statistical analysis.

  • Selects new information sources and acquires stock. Catalogs and indexes new materials.

  • Implements and supports technologies for managing and effectively utilizing multiple information sources, formats and uses.

  • Researches customers needs, conducts awareness and promotional sessions for potential customers.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused
  • Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk
  • Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Competencies

Application Design, Architecture

  • Knowledge of application design activities, tools and techniques; ability to utilize these to convert business requirements and logical models into a technical application design.

Business Intelligence

  • Knowledge of and ability to utilize business processes and technologies for gathering, storing, analyzing, and providing access to data that helps the organization make better business decisions.

Data Architecture

  • Knowledge and ability to create models and standards to govern which data is collected, and how it is stored, arranged, integrated, and put to use in data systems and in organizations.

Data Mining

  • Knowledge of tools, techniques and practices in data mining technologies used to acquire essential business information.

Emerging Technologies

  • Knowledge of and ability to design, apply and evaluate new information technologies for business environments in order to improve work productivity and accuracy.

Informatics/Information Sciences

  • Knowledge of and the ability to gather, communicate and store useful information within and across organizations in order to enhance employee knowledge and improve organizational performance.

Information Management

  • Knowledge of an organization's existing and planned Information Architecture and Information Management (IM) methodology; ability to collect and manage information from different sources, and distribute this information to enhance operational efficiency.

IT Environment

  • Knowledge of an organization's IT purposes, activities and standards; ability to create an effective IT environment for business operations.

Modeling: Data, Process, Events, Objects

  • Knowledge of and the ability to use tools and techniques for analyzing and documenting logical relationships among data, processes or events.

Requirements Analysis

  • Knowledge of methods and techniques to elicit, analyze and record required business functionality and non-functionality requirements; ability to analyze these requirements to ensure the success of a system or software development project.

Work Experience

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Education

Bachelors

Additional Job Description

Benefits

PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.

Disability Accommodations Statement:

The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at pathfinder@pnc.com.

The Human Resources Service Center hours of operation are Monday

  • Friday 9:00 AM to 5:00 PM ET.

Equal Employment Opportunity (EEO):

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

ArrayArrayProvides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. Manages and develops information systems for clients; conducts data information analysis for a variety of studies under the direction of organizational standards. Advises end-users on data manipulation, end-user support systems and statistical analysis. Selects new information sources and acquires stock. Implements and supports technologies for managing and effectively utilizing multiple information sources, formats and uses. Researches customers needs, conducts awareness and promotional sessions for potential customers. Customer Focused

  • Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk

  • Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Emerging Technologies

  • Knowledge of and ability to design, apply and evaluate new information technologies for business environments in order to improve work productivity and accuracy. Requirements Analysis

  • Knowledge of methods and techniques to elicit, analyze and record required business functionality and non-functionality requirements; ability to analyze these requirements to ensure the success of a system or software development project. financial, python, portfolio reviews, process, focused, business strategies, lending, portfolio risk, business operations, portfolio strategies, business processes, data mining, policies and procedures, a, enterprise risk management framework, performance, designs, organizational performance, collaborative, analytical, data manipulation, software development, operational efficiency, suppliers, information architecture, managing risk, project, data architecture, design, solution, model development, insight, organizational, end-user support, sas, assessing, emerging technologies, finance, business requirements, communicate, support, technical application, business, statistical analysis, governance, information management, operational, application design, business intelligence, operational risk, regulatory reporting, information analysis, credit risk, information technologies, methodology, supports, documenting, service, customer needs, test, Financial Modeling & Marketing Analytics Consultant, Senior Analyst

  • Data Science Division, Associate Analytics, Head

  • Data Science & Analytics COE, Senior Associate Analytics, Lead

  • Analytics Business Group, Associate Director

  • Big Data & BI Analytics COE, Senior Manager

  • Workforce Strategy & Analytics & Acquisitions, Business Intelligence & Analytics, Analytics Consultant

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Portfolio Analytics & Strategy Analyst Sr. - Retail Lending & Data Analtyics

PNC Financial Services Group, Inc.