Portfolio Analyst & Strategy Specialist Senior

PNC Financial Services Group, Inc. Pittsburgh , PA 15201

Posted 2 months ago

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analyst & Strategy Specialist Senior, you will be within PNC's Consumer Credit Risk organization. This is a remote position and can sit anywhere within the PNC footprint, except for Colorado, Hawaii, Alaska. There is limited expectation for regular in person, in office activities.

Typical responsibilities of this role may include engaging in a variety of topics including data procurement (for both ad hoc analytical exercises as well as reporting), helping support asset class credit partners challenge the first line (from an analytical perspective), and work with first line partners to ensure good quality and comprehensive MIS reporting. Will also be analytically minded, and eager to apply skills to enhancing credit risk's challenge function.

Desired technical skills include: SQL, Hadoop, Business Intelligence, Python, SAS. Additional skills include: familiarity with EDW and PNC's data ecosystem, bureau data, etc.

Job Description

  • Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.

  • Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.

  • Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.

  • Understands and communicates regulatory and financial accounting impacts on the balance sheet to regulators and PNC control functions as appropriate. Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite.

  • Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.

  • Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused
  • Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk
  • Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Competencies

Analytical Approach

  • Synthesizes ideas and information required for process improvement into a manageable form.

Banking Products

  • Knowledge of and ability to provide products and services available through the retail banking branch.

Big Data Management and Analytics

  • Knowledge and ability to plan and execute, big data management and analytics.

Business Analytics

  • Knowledge of technologies, techniques and practices for the evaluation of business performance data; ability to analyze business performance using advanced statistical methods to justify and drive future business planning decisions.

Credit Risk

  • Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.

Mathematics of Financial Instruments

  • Knowledge of and ability to perform the mathematical calculations that underlie various financial instruments.

Operational Risk

  • Knowledge of policies and processes for operational risk management; ability to use tools, data, and best practices to identify, assess, and manage operational risk exposures.

Performance Measurement

  • Knowledge of and ability to utilize a variety of methods to measure the performance on a particular portfolio against industry benchmarks and related parameters.

Predictive Analytics

  • Knowledge of, experience with and ability to use the tools, processes and practices for predicting business trends and providing forecasts that drive business decisions and business planning.

Pricing Models and Analytics

  • Knowledge of pricing tools, techniques and methods; ability to assess analytical and pricing models through the use of statistical principles.

Regulatory Environment

  • Financial Services

  • Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.

Risk Management Banking

  • Knowledge of and ability to use tools, regulations, and business practices to assess and control an organization's exposure to risk.

Work Experience

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Education

Bachelors

Additional Job Description

Base Salary: Commensurate with skills and experience.

Benefits

PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.

Disability Accommodations Statement:

The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at pathfinder@pnc.com.

The Human Resources Service Center hours of operation are Monday

  • Friday 9:00 AM to 5:00 PM ET.

Equal Employment Opportunity (EEO):

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Portfolio Analytics & Strategy Specialist Sr

PNC Financial Services Group, Inc.

Posted 2 weeks ago

VIEW JOBS 9/14/2022 12:00:00 AM 2022-12-13T00:00 <p>Position Overview</p><p>At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Portfolio Analytics &amp; Strategy Specialist Sr within PNC's Balance Sheet Analytics and Modeling team, you can work remotely anywhere within PNC's national footprint except Colorado, Hawaii, or Alaska.</p><p>Job Description</p><p>Essential Functions</p><ul><li><p>Responsible for championing advanced analytics and tools supporting anomaly detection, emerging threats/trends, and systemic rule strategies in real-time transactional data</p></li><li><p>Responsible for championing machine learning/AI tools and techniques supporting feature engineering, model development, scoring, machine learning operations in real-time transactional data</p></li><li><p>Partner across business lines on digital account opening and payments technology initiatives and support ongoing analytical assessments around requirements, design, testing and implementation strategies</p></li><li><p>Effectively collaborate with technology, data, and other enterprise teams on the successful adoption of advanced analytics and ML/AI tools</p></li><li><p>Articulate and influence within the organization on the design and implementations of advanced analytics and Machine Learning tools</p></li><li><p>Build and maintain relationship with subject matter experts to support problem definition and solution delivery</p></li></ul><p>Qualifications</p><ul><li><p>Graduate degree in financial engineering, computational finance, or advanced analytics discipline, preferred.</p></li><li><p>Strong communication and presentation skills with the ability to clearly communicate business strategies and technical concepts and experience in the financial industry</p></li><li><p>Experience working with large amounts of real time transactional data using data engineering tools, statistical packages, or Machine Learning/AI platforms</p></li><li><p>Experience with various data visualization and analytical tools and packages</p></li><li><p>The candidate must be a self-starter who should have the passion for solving analytical problems and building data-driven narratives/tools</p></li><li><p>Superior verbal and written communication skills and ability to interact with all levels of senior management</p></li><li><p>A high degree of curiosity, especially about digital account openings and payments, fintech, advanced analytics and machine learning/AI techniques and technologies</p></li><li><p>Comfortable in high growth and fast-changing environment</p></li><li><p>Ability to coach and be coachable</p></li></ul><p>Competencies</p><p>Analytical Approach</p><ul><li>Synthesizes ideas and information required for process improvement into a manageable form.</li></ul><p>Banking Products</p><ul><li>Knowledge of and ability to provide products and services available through the retail banking branch.</li></ul><p>Big Data Management and Analytics</p><ul><li>Knowledge and ability to plan and execute, big data management and analytics.</li></ul><p>Business Analytics</p><ul><li>Knowledge of technologies, techniques and practices for the evaluation of business performance data; ability to analyze business performance using advanced statistical methods to justify and drive future business planning decisions.</li></ul><p>Credit Risk</p><ul><li>Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship; ability to assess, rate and manage exposure to credit risk.</li></ul><p>Mathematics of Financial Instruments</p><ul><li>Knowledge of and ability to perform the mathematical calculations that underlie various financial instruments.</li></ul><p>Operational Risk</p><ul><li>Knowledge of policies and processes for operational risk management; ability to use tools, data, and best practices to identify, assess, and manage operational risk exposures.</li></ul><p>Performance Measurement</p><ul><li>Knowledge of and ability to utilize a variety of methods to measure the performance on a particular portfolio against industry benchmarks and related parameters.</li></ul><p>Predictive Analytics</p><ul><li>Knowledge of, experience with and ability to use the tools, processes and practices for predicting business trends and providing forecasts that drive business decisions and business planning.</li></ul><p>Pricing Models and Analytics</p><ul><li>Knowledge of pricing tools, techniques and methods; ability to assess analytical and pricing models through the use of statistical principles.</li></ul><p>Regulatory Environment</p><ul><li><p>Financial Services</p></li><li><p>Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.</p></li></ul><p>Risk Management Banking</p><ul><li>Knowledge of and ability to use tools, regulations, and business practices to assess and control an organization's exposure to risk.</li></ul><p>Work Experience</p><p>Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.</p><p>Education</p><p>Bachelors</p><p>Additional Job Description</p><p>Remote or hybrid or in-office options anywhere within PNC's national footprint except Colorado, Hawaii, or Alaska.</p><p>Benefits</p><p>PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com &gt; New to PNC.</p><p>Disability Accommodations Statement:</p><p>The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at pathfinder@pnc.com.</p><p>The Human Resources Service Center hours of operation are Monday</p><ul><li>Friday 9:00 AM to 5:00 PM ET.</li></ul><p>Equal Employment Opportunity (EEO):</p><p>PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.</p><p>California Residents</p><p>Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.</p><br> PNC Financial Services Group, Inc. Pittsburgh PA

Portfolio Analyst & Strategy Specialist Senior

PNC Financial Services Group, Inc.