Personal Banker IV

Cadence Bank Olive Branch , MS 38654

Posted 2 months ago

What The Role Is

As a Personal Banker IV, you will help clients achieve financial well-being through deep customer

relationships and a thoughtful understanding of their needs. To offer the best and most appropriate

personal business financial products and services you will use a guided conversation and sales process to

proactively identify new account and loan origination opportunities. This position is on-site.

How You Will Make An Impact

● Build, develop and deepen customer relationships through active market business development,

needs-based questioning to identify deposit, credit and investment solutions to help customers

achieve their financial goals.

● Support the transactional needs of the banking center on occasion and at manager discretion and

also referring identified opportunities to the appropriate line of business.

● Meet or exceed individual sales and activity objectives - measured by an individual scorecard.

Also, establish preset appointments to identify customer needs via in-person meetings,

teleconsulting activities and outbound community involvement.

● Enjoy working in a team environment with frequent interactions with fellow teammates and

customers.

● Educate customers on other bank channels including online and mobile banking, interactive

(Video) tellers and full-service ATMs that provide convenience and value to customers.

● Originate new consumer and business depository accounts and execute a defined new customer

onboarding plan. Also includes origination of cash management solutions such as Treasury

Management, Merchant Services and ACH.

● Explore the customer's financial needs and recommend other bank services and refer customers

within the branch when appropriate or to other departments when appropriate.

● Originate consumer lending applications including home equity lending (NMLS registered).

● Uncover small business opportunities and make quality referrals to proper business partners and

team members.

● Demonstrate compliance with all bank regulations that apply to your position and stay current on

regulation changes including Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and

other regulations that apply to your position.

● Create a positive impact within the communities you serve by investing time in Community

Reinvestment Act (CRA) activities and financial literacy initiatives.

Who You Are

● Foundational knowledge of sales and service techniques with consumers and small businesses in

a structured, goal-based environment.

● Excellent written and verbal communication skills with the ability to solve problems and nurture

client relationships even in contentious situations.

Education

● High school diploma or GED required.

● Bachelor's degree, Associates degree or equivalent work experience preferred.

Experience

● 3 + years of banking experience or demonstrated sales experience in business, retail or other

industries preferred.

● 1 year of experience in developing current and new customer relationships, achieving sales goals

and building referral sources in a retail environment preferred.

● 1 year cash handling experience in a banking or retail environment preferred.

Characteristics

● Regular and reliable attendance.

● Works cooperatively with others.

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing

System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the

requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among

industries and a passion for the role and willingness to learn are important considerations. We believe that a

diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new

perspectives to the team and encourage everyone to apply.

The above statements are intended to describe the general nature and level of the work being performed by

people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence

Management reserves the right to amend and change responsibilities to meet business and organizational

needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive

consideration for employment without regard to race, religion, color, national origin, sex, age, status as a

protected veteran, among other things, or status as a qualified individual with disability.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove

Personal Banker IV

Cadence Bank