New Loan Specialist (Hybrid)

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them.

Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

Position is hybrid following training. Rotating weeks in-office and remote. In office weeks are located at our Administrative Service Center in East Petersburg, Pa. (near Lancaster)

Hours are 8:00-4:30 Monday - Friday. Occasional need to work until 5:00.

Completes limited review of loan documentation to ensure compliance with banking laws, regulations and policies, rejecting those that do not comply. Determines applicable system coding based on a review of loan documentation. Enters new loans and processes modifications in the automated loan accounting system.

Responsibilities

• At new loan time, analyzes loan documents and application system to determine applicable core system coding. Performs escrow processing including setup, and maintenance.
  
  Build adjustable rate data and participation records if applicable. Processes system changes for modifications and index rate changes. Place orders for line of credit checks.
  
  Converts prospective customers and loan accounts to an active status in Dynamic Customer Insight. Prepares loan files and recorded collateral documents for scanning and retention. Creates new loan files and mails collateral to various local and state recording offices to protect the Bank's interest. Provides copies of insurance and tax tracking information to vendors for life of loan tracking.

• Enters data onto the computerized loan accounting system for life of loan servicing. Prepares and processes general ledger entries in conjunction with new loans and FASB9 .

• Communicates with other departments to resolve questions or issues concerning documentation or system coding. Researches booking errors as identified by second review and makes corrections by performing maintenance transactions. Reviews system reports and notices to process changes required on adjustable rate loans, regulatory coding changes, and payment changes.

Qualifications

Education

High School Diploma or equivalent. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.