Location: Woodbridge, NJ
Responsible for the review, analysis and completion of all due diligence associated with the commercial loan documentation and closing process. Oversees Northfield Bank electronic file system.
May be responsible for oversight of all aspects of Northfield's electronic file system. This process includes reviewing, indexing, tracking and logging both PDF and hardcopy files received from Lending, all Credit groups and outside Counsel.
May be responsible for ongoing training and continuous cross-training of other Commercial Loan Specialists on handling of Bank's electronic file system. This includes reviewing, indexing, tracking and logging both PDF and hardcopy files received from lending, all Credit Groups and outside Counsel.
Scanning of electronic files, including original recorded documents and additional file information as required.
Coordinate and log original Note files and recorded documents for commercial loans updating appropriate Quality Control spreadsheets and log books.
Maintain log of destroyed Credit files.
Prepare commercial loan commitments to be issued to loan officers in accordance with approved loan summaries.
Process loan closing packages, coordinating with Lender, Attorney and outside vendor(s), to meet all necessary closing conditions.
Perform quality control function of loan closing file to assure loan approval conditions and documentation conditions are met. Review documentation for completeness and accuracy. Resolve any issues with appropriate parties.
Process commitment and loan extensions, as well as, loan modifications for approval of Commercial Loan Operations Manager.
Process funding of "cleared" files verifying final borrower/guarantor information in EZ Lender prior to loan funding in absence of Manager. Funding includes commercial loans, SSBS loans, home equity loans and residential fundings.
Preparation of in-house loan documentation for commercial Lines of Credit/Term loans on EZ Lender system.
Daily reporting to Treasury Department of closing and funding dates.
Preparation of monthly reports, including but not limited to, HMDA and Northfield Bank REIT.
Track Loan Exception Report prepared by Loan Servicing Dept., clearing loan exceptions, if necessary.
Coordinate quarterly reporting of open escrow accounts with Commercial Loan Operations Manager and Senior Loan Officers.
Communicate clearly and effectively when speaking and/or writing to all levels of positions (peers through senior management, as well as, Bank Counsel).
Compliance with all relevant Bank policies and procedures.
Other duties as assigned.
Northfield Bancorp, Inc