First Bank Saint Louis , MO 63150
Posted 4 weeks ago
Mortgage Home Loan Advisor (Commission-Only)
Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.
What You Will Be Doing
Sourcing leads for mortgage home loans
Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process
First Bank