Suntrust Banks Greenville , SC 29617

Posted 5 months ago

Job Description: :

Job Description

Counsels individual borrowers to ensure that they acquire a loan product appropriate to their individual circumstances. Assesses with customer the best options for the customer's needs and makes recommendations. Analyzes the prospective borrower's income and debt and pre-qualifies the borrower for an affordable mortgage. Counsels the borrower in the home buying and financing process, advises on the financial and long-term impact of various products. Provides disclosures to the borrower, including Loan Estimate. Counsels and advises the borrower in understanding and clearing credit and other problems. Completes detailed applications at times and locations convenient to customers. Spends time outside of office in business development and consultation activities with borrowers, builders and realtors.

Is registered and maintains active, SunTrust sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identifier number in compliance with the federal S.A.F.E. Act requirements.


Basic Qualifications:

  • Eligible to manage or perform loan origination or servicing functions under Mortgage Investor or government agency guideline requirements.

  • Satisfies regulatory requirements for holding the position, including determined by SunTrust to meet the qualification standards imposed by the Loan Originator Compensation rule of the Truth in Lending Act.

Preferred Qualifications:

  • 2-3 years of experience working with production and/or custom/semi-custom builders

  • Has current relationships with builders in the local market place

  • Ability to meet tight timelines and the unique needs of builder clients

  • Mortgage production volume of $1,000,000.00 (or greater) per month over the last twelve months

  • Solid knowledge of the local market and regulations

Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws.

To review the EEO Poster, copy and paste the following link into your browser:

Apply Now >> Refer a Friend

Link for schema

upload resume icon
See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
SB Loan Specialist I

TD Bank Group

Posted 1 week ago

VIEW JOBS 1/6/2019 12:00:00 AM 2019-04-06T00:00 Company Overview About TD Bank, America's Most Convenient Bank® TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit Job Description The Small Business Loan Specialist I work with the Small Business Lender and Stores to obtain and verify all information necessary to satisfy conditions of lending, prepare loan documents and book loans. They act as a single point of contact during the time frame between approval and booking. This involves communication and correspondence with Small Business Loan Officers, Store personnel, and other support departments. Faster, smoother loan closings provide a positive experience for the Small Business Loan Customer. Effective Due Diligence Procedures & Controls ensure that loans are closed in accordance with the loan approval and Bank policy. Requirements Follows established Customer notification procedures, including approval, decline and counter-offer. Identifies all information needed to close the loan and stays in touch with BBO or BDSM to find out the status of missing information. Helps the Lender set realistic closing date expectations with the Customer and revises the expectation when information is still missing or due diligence results are not as expected. Reviews Loan Approval Conditions and follows up with Business Banking Officer or Business Development Store Manager to ensure they are satisfied prior to loan closing Communicates due diligence results to Business Banking Officer or Business Development Store Manager and discusses options when the results do not support loan request / approval, or next steps when conditions are satisfactorily satisfied. Routes loan request back to Underwriting to re-investigate, re-underwrite or re-approve loan request, and communicates with Lender if expected closing date cannot be met. Assists Team Members, when volume exceeds capacity, in order to meet all established service level agreements. Consults with team leader, if necessary, when results do not support loan request / approval to determine options. Performs due diligence necessary to perfect collateral such as UCC filings, vehicle title applications, etc. per state and federal guidelines. Follows established procedures to result in booking of credit facilities that do not require loan documentation or loan closings. Has authority to resolve a modest amount of due diligence issues according to established procedures or works with underwriting team for additional due diligence, if necessary. Determines that all necessary information has been gathered to complete loan documents and remains involved with the loan request until loan documents are executed. Reviews approved loan requests to determine due diligence requirements based on established policy and procedures. Orders and Reviews due diligence, including property valuations, property and UCC searches and determines if the results support the loan request and approval. Must be eligible for employment under regulatory standards applicable to the position. Qualifications 2 Year Degree or equivalent experience 2-4 Years of related experience Broad general knowledge of federal and state commercial lending regulations and familiarity with UCC and banking regulations required. Specialized knowledge of loan documentation preferred. Good interpersonal and communications skills. Strong planning and organizational skills. Can correctly prioritize activities based on business objectives. PC skills, including Word, Excel, Access and other Microsoft products. Working knowledge of commercial banking systems. Hours 40 Inclusiveness At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential. If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process. EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity. TD Bank Group Greenville SC


Suntrust Banks