Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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At Regions, the Mortgage Underwriter is responsible for evaluating and approving/denying loan applications in a timely manner according to investor guidelines.
This position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week.
Review file for data integrity to certify accuracy of Automated Underwriting findings
Review the underwriting conditions and re-run the Automated Underwriting, if applicable
Compare file submitted to program guidelines thus making sure Loan-to-value, FICO, Debt-to-income, etc. complies with guidelines
Check the appraisal for accuracy and completeness
Make sure the appraisal meets investor guidelines and supports value
Communicate underwriting decision and explain reasons for conditions in the Empower system
This position is incentive eligible.
High school diploma or GED
Five years of underwriting or credit review
Knowledge of agency and investor guidelines and regulations
Knowledge of sales contracts, applications and loan appraisals
Good problem solving skills
Good organization and communication skills
Ability to meet timelines
DE(FHA) and LAPP (VA) designations
Regions Financial Corporation