Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Monitors property appraisal process.
Provide quality, accurate and timely customer service internal and external.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Reviews submitted conventional/FHA/USDA/VA loans for approval.
Communicate with processor/originator on decision
Monitor status of loans in pipeline on regular basis; communicate with originators, processors, and operations staff.
Maintains loan submission pipeline; confirm ;
Comply with bank policies and procedures, regulatory requirements and investor guidelines.
Performs all other duties as assigned
No supervisory responsibilities
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED and 2-5 years of experience as a Processor or Underwriter required, preferred in VA/FHA/government loans
COMPUTER AND OFFICE EQUIPMENT SKILLS:
Microsoft Office suite
Special software: Mortgage software (Encompass preferred but not required)
CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc):
Direct Endorsement Underwriter, VA SAR Approval
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
First Horizon National Corp.