Canadian Western Bank Richmond Hill , GA 31324
Posted 2 weeks ago
At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:
Putting people first and building relationships with intention
Seeking out and embracing new ideas
Believing that how we do things is as important as what we do
Roles Specifications
Location: Edmonton, AB or Richmond Hill, Ont
Everyday flexibility. Hybrid work environments. Collaborative connections.
Multiple roles available
CWB Optimum Mortgage
Making home ownership dreams come true
CWB Optimum Mortgage, a CWB Financial Group Company, is a full-service lender providing personalized borrowing solutions to meet our clients needs. We offer a variety of products, including flexible alternative mortgage solutions, for clients who may not fit within traditional guidelines, including those who are self-employed, commissioned or with bruised credit.
The opportunity
CWB's Optimum Mortgage team is currently seeking term full time Mortgage Underwriter to underwrite for our Broker channel! Our Mortgage Underwriter's are proud of their "Resolution and Customer Service" badges earned, they are consistently focused on personal and professional growth.
A successful candidate with CWB will display evaluation skills of risk using established criteria and current legislation guidelines. This role reports to the Manager, Mortgage Underwriting.
Make home ownership a reality with mortgage options tailored specifically to our borrowers. Offering option-based underwriting with a customer driven mind. Mortgage solutions is how we think, and clients appreciate our Underwriters for it!
Whether it's providing flexible solutions or stellar service support, we are there every step of the way.
Who we're looking for
Collaborator. Technologically savvy.
Team builder. Outstanding Communicator. Respected negotiator
What is the "Underwriter". Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated mortgage applications
Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWBFG policies
Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
Mentor. Offer mentorship to support Mortgage Documentation Officers
Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment
What you've done
Education. Post secondary in commerce, finance or business or equivalent experience
Understanding. Minimum two years of 'Alt A' underwriting/ lending
Expertise. Understanding of Insurer (CMHC and Sagen) guidelines
Skills. Solid computer savvy and application skills (Word, Excel etc.)
Relationship Builder. Outstanding and effective interpersonal and customer service skills.
Demonstrated communication via email and telephone. Adjudicate Broker originated 'Alt A' credit applications
Emphasis. Steady ability to thrive within a sophisticated and diverse organizational environment - balancing multiple tasks simultaneously with composure and humour, under pressure
Time Management. Attentive to preserving efficient turnaround time with a strong attention to detail, in processing all documentation, applications and ensuring referral sources are receiving exceptional communication.
Why work with us?
Your success is our obsession! And our award-winning culture & benefits back it up.
Proudly recognized by Great Place to Work in 2023 as one of Canada's top 50 Best Workplaces & recipient of Waterston Human Capital's Most Admired Corporate Culture 2023.
Wellness matters. We offer an award-winning benefits package that includes:
Hybrid work environments
Everyday flexibility
Generous company-funded health coverage
Health care spending account
A flexible wellness program
generous time-away options to unplug, rest & recover
Career development. We commit to our employees' development and help them reach their professional goals with:
Organization wide coaching services
Mentorship
Education support & training programs
Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome.
Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups.
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As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work.
Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.
Closing Date:
06/12/2024
Canadian Western Bank