Mortgage Servicing Specialist- West Point, GA

Charter Financial Corp. West Point , GA 31833

Posted 2 weeks ago

Position Title:

Mortgage Servicing Specialist

Date:

12/1/2018

Division:

Residential/ Mortgage Servicing

Area:

West Point, GA

Reports Directly To:

Mortgage Servicing Manager

Classification Level:

Non-Exempt

BASIC PURPOSE:

The Mortgage Servicing Specialist (MSS)position is in the Mortgage Loan Servicing Department located in West Point, GA. This position is responsible for performing routine operational duties related to the servicing of CSB Portfolio, Fannie Mae and Freddie Mac loans. The MSS must provide a high level of service to fellow CSB employees and more importantly any CSB customer they may have contact with. The role of the MSS requires the ability to deliver detailed, accurate and timely responses. The MSS must have the ability to identify issues and provide workable solutions in addition to answering questions regarding loan status, booking status, loan payment processing, loan system balancing and other related loan issues. The MSS must possess a strong knowledge of loan systems and will act as a liaison with FIS/Horizon and other loan system vendors as required. This position may also include Investor Loan reporting for Fannie Mae and Freddie Mac, as well as other task assigned by the Mortgage Servicing Manager.

PRINCIPAL ACCOUNTABILITIES:

1.Perform various loan operations functions of the Loan Operations Center

Process Residential loan payments, research and make corrections for misapplied payments

  • Setup new loans (portfolio and Loans held for sale)

  • Research and identify loan system limitations related to general loan processing

  • Track Residential loan for adequate Hazard, Flood and PMI insurance

  • Processes the Unposted Item Report and the Return Item Report daily

  • Manages requests regarding Forbearance Agreements, Bankruptcies and Deficiencies

  • Review workflow process related to loans and make recommendations as

  • appropriate for changes that will gain efficiencies

Perform loan maintenance including detailed realignment of loan payments and intricate loan

  • adjustments

Prepare reports as appropriate, maintain critical documents for storage and retention

  • Monitor various reports in Acquire and maintenance loans as needed

  • Monitor and review ARM and Escrow notices

  • Reporting and maintaining Investor loans

  • Manage VIP ticket requests and provide internal support to the loan officers


    1. Delivers Quality Customer Service

a. Answer phone calls within three rings

b. Assist Center State Bank team mates

c. Assist with loan corrections for clients where appropriate

d. Attend all Training as defined by Management

3.Other Duties as assigned

DIMENSIONS REQUIRED:

High School diploma or equivalent

Successful completion of in-house training program or other approved program

  • Excellent verbal and written communication skills

  • Computer skills related to Microsoft office products

  • Loan Operations Experience


  • PRO BEHAVIORS:

Problem solver, resourceful, independent

Works at faster than average pace

Optimistic, enthusiastic

  • Attentive to details

  • Organized, careful. Multi-tasked

  • Confident, competitive, communicative


  • It is the policy of CenterState Bank to comply with the Bank Secrecy Act (BSA), USA PATRIOT Act, and the requirements of the Office of Foreign Assets Control (OFAC), and other related anti-money laundering/ anti-terrorist financing initiatives. The Bank has established a Bank Secrecy Act/ Anti-Money Laundering/Office of Foreign Assets Control (BSA/AML/OFAC) Compliance Program, covering all requirements of the BSA, USA PATRIOT Act and OFAC rules and regulations. Upon completion of required training, the Board of Directors of CenterState Bank shall hold each employee accountable for adhering to the established operating procedures and internal controls as set forth in the Bank's BSA/AML/OFAC Program. Continued instances of non-compliance or willful violation of law may result in disciplinary action, up to and including termination.


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