Mortgage Senior Underwriter

Aptask Jersey City , NJ 07302

Posted 2 months ago

Remote opportunity (contract to hire) anywhere in US.5+ years of recent Mortgage Underwriting Experience (FHA, VA and Conventional) with strong agency guideline knowledgeDescription

The Mortgage Senior Underwriter is responsible for reviewing, analyzing and approving residential loan applications. The Mortgage Senior Underwriter is also responsible for verifying income, assets, credit and collateral documents including self-employed personal and business tax returns. The Mortgage Senior Underwriter may be involved in one or several types of mortgage lending (agency conventional, portfolio conventional, FHA/VA MI etc.). This position will also lend support to other underwriters on complex loan submissions. Lending authority to include conventional, government and jumbo loan programs for up to $750,000. Excellent phone and communication skills and a value of providing superior customer service to internal and external customers required. An exemplary customer service oriented attitude and the ability to work effectively in a Team Environment is essential.

Evaluate creditworthiness of borrows in order to render a credit decision. This includes but is not limited to the review of paystubs, W2’s, financial statements, tax return.

Skill/Experience/EducationMandatory? Bachelor’s Degree or equivalent work experience ? 5+ years of recent Mortgage Underwriting Experience (FHA, VA and Conventional) with strong agency guideline knowledge ? DE, SAR and LAPP certifications strongly preferred ; experience with USDA is a plus ? Strong working knowledge of ATR/QM Requirements ? Proven knowledge of Mortgage Insurance Guidelines and rates ? Working knowledge of Empower LOS is a plus ? Strong analytical skills; accuracy, consistency and completeness is critical ? Ability to work in a fast paced, fluid environment and be held to meet minimum production standards ? High integrity and outstanding work ethic ? Strong computer skills; proficient in Microsoft Word, Excel and Outlook ? Must have proficient written and verbal communication skills ? Proven knowledge of compliance and disclosure requirements ? Proven knowledge of closing, post-closing & quality control responsibilities

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Mortgage Senior Underwriter