Mortgage Originator

Guaranty Bancshares, Inc. Katy , TX 77449

Posted 3 months ago

Our business is growing fast!! It's the result of a work environment where people have fun and where innovation and creativity are strongly encouraged. If that sounds good to you, then we should meet. We are currently searching for an outgoing, caring person to join our team as a Mortgage Originator.

Our company's culture supports customers in achieving their financial goals and dreams. As a Mortgage Originator you will perform a wide range of duties relating to the origination of residential mortgage loans from outside referrals. Meet standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assume overall responsibility for the residential mortgage loan from application to closing. Encompass is LOS used. You'll be able to help contribute to this by:

  • Originate conventional and Government mortgages.

  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.

  • Keep up-to-date with conditions in the local real estate market and with changes in rules and regulations pertaining to both private and government-insured mortgages.

  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.

  • Communicate complex approvals or denials to the borrower, real estate agent or builder.

  • Maintain high levels of customer service while managing each applicant's and support staff's expectations.

  • Make sales calls to potential and existing customers to retain current business and to develop new loans.

  • Distribute market data, rate flyers and general loan information to the real estate community as directed by financial institution management.

  • Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.

  • Complete and pass all required regulatory compliance training as assigned.

  • Represent the Bank in various civic community functions to further enhance its image.

Qualifications

  • High School diploma or equivalent.

  • College degree preferred or compensating experience in the mortgage industry.

  • Minimum 1 year sales experience.

  • Minimum 1 year experience with computer skills including Microsoft Word, Excel, and Outlook.

  • 2+ years of mortgage experience.

Other details

  • Pay Type Hourly

  • Required Education High School

  • Katy, 655 W. Grand Parkway South, Katy, Texas, United States of America

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Mortgage Originator

Guaranty Bancshares, Inc.