Mortgage Mastery Trainee

D.R. Horton, Inc. Denham Springs , LA 70726

Posted 2 months ago

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage Department, in addition to locations nationwide. The right candidate will develop overall mortgage skills to prepare teammates to move into other roles including: processing, closings, operations, or production.

Essential Duties and Responsibilities

  • Review file for correct stacking order, AU findings for initial determination and appropriate documentation.

  • Review Loan Officer's "needs list".

  • Re-review documentation in file, input any changes into the computer systems and re-run for a correct AU determination.

  • Print a "credit package".

  • Submit files to Underwriting.

  • Review conditions.

  • Provide loan status.

  • When all conditions are received, make appropriate adjustments in LOS and submit for final approvals.

  • Reconciliation.

  • Review Loan Processor reports daily.

  • Maintain accurate communication log and update LOS comments.

  • Attend department staff meetings as directed by Manager.

  • Other duties may be assigned.


  • Recent college graduate.

  • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

  • The requirements listed below are representative of the knowledge, skill, and/or ability required.

  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including vision, medical and dental. Build YOUR future with D.R. Horton, America's Builder.

Come follow our newest Open Jobs on Twitter and like us on Facebook!

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Senior Mortgage Loan Processor

Hancock Whitney Corp

Posted 2 weeks ago

VIEW JOBS 9/30/2020 12:00:00 AM 2020-12-29T00:00 Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Verifies that the information received is accurate and acceptable. Requires a basic knowledge of mortgage documents, review underwriting conditions, acquire required documentation, and is responsible for the final presentation of the loan package to an underwriter for the final decision. ESSENTIAL DUTIES & RESPONSIBILITIES: Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating System (LOS). Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment. Reruns Automated Underwriting System (AUS) to ensure same automated decision is applicable. Recommends that loan not meeting standards be denied. Calls specified companies to obtain property abstract, survey, and appraisal if needed. Determines if appraisal is to be ordered and what type. Reviews appraisal for errors and meets underwriting criteria and notifies lender of any discrepancies. Informs supervisor of discrepancies in title or survey. Assembles file in electronic imaging system and reviews for completeness and accuracy. Notes the estimated closing date and type of transaction. Reads notepad for pertinent information not obvious in file, identifies missing items and notifies appropriate party. Orders updates to credit report. Requests needed documentation not previously requested. Reconciles LOS and AUS. Gathers all required documentation prior to closing and resubmits for final approval. Submits mortgage loan application file for underwriting approval. Orders flood determination. Types and mails approval and denial letters to applicants. Confirms closing date and location of closing. Sends out construction package if necessary to branch lenders. Prepares closing sheet and sends file to closing department for settlement. Notates denial or withdrawal status in LOS and prints appropriate package. Submits denied files to underwriting for review and signatures. Reconciles fees to determine if funds are missing. Records data on status of loans, including number of new applications and loans approved, canceled, or denied. SUPERVISORY RESPONSIBILITIES: This job has no supervisory responsibilities. MINIMUM REQUIRED EDUCATION, EXPERIENCE, & KNOWLEDGE: High school diploma or general education degree (GED); Bachelor's degree preferred 4-6 years related experience and/or training; 4-6 years mortgage lending or similar financial experience and/or education preferred Equivalent combination of education and experience considered Certificates, Licenses, Registrations: No specific requirements are needed to satisfactorily perform this job. ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS: Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. DISCLAIMER This job description is only valid as of the date it was revised. Please contact the HR Compensation Department to obtain the latest version. Information contained herein should be treated as confidential to Hancock Whitney. NOTHING IN THIS JOB DESCRIPTION RESTRICTS MANAGEMENT'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBLITIES TO THE JOB AT ANY TIME. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws. Hancock Whitney Corp Denham Springs LA

Mortgage Mastery Trainee

D.R. Horton, Inc.