EQUAL OPPORTUNITY EMPLOYER .
Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.
Essential Functions Include:
Establish loan production sales goals with the Mortgage Division Manager
Actively sell, refer, deliver and promote mortgage loans
Provide loan disclosure forms to applicants within regulatory guidelines
Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services
Maintains a working knowledge of loan origination systems and procedures
Serve as a liaison for ARM production for assigned Certified ARM Originators
Position Requirements Include:
College Degree Preferred
Minimum of 3 years mortgage lending experience
Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements.
Submits thorough loan applications with all applicable disclosures
Communicates documentation requirements to borrows
Generates sufficient loan volume to meet goals. Minimum annual goal of $10 million in originations is required
Good sales techniques
Strong attention to detail
Good problem solving skills
Excellent communication skills
City National Bank Of West Virginia