Mortgage Loan Specialist

EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS

Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.

Essential Functions Include:

• Establish loan production sales goals with the Mortgage Division Manager

• Actively sell, refer, deliver and promote mortgage loans

• Provide loan disclosure forms to applicants within regulatory guidelines

• Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services

• Maintains a working knowledge of loan origination systems and procedures

• Serve as a liaison for ARM production for assigned Certified ARM Originators

Position Requirements Include:

• College Degree Preferred

• Minimum of 3 years mortgage lending experience

• Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements.

Position Standards:

• Submits thorough loan applications with all applicable disclosures

• Communicates documentation requirements to borrows

• Generates sufficient loan volume to meet goals. Minimum annual goal of $10 million in originations is required

Critical Skills:

• Good sales techniques

• Strong attention to detail

• Good problem solving skills

• Excellent communication skills