Mortgage Loan Processor (Las Vegas)

Overview

Greater Nevada Mortgage is looking for a Mortgage Loan Processor with a passion for helping people Move to Greater.

About The Position:

The Mortgage Loan Processor is primarily responsible for processing and preparing real estate loan packages for underwriting and funding. Other responsibilities include working closely with mortgage consultants and members ensuring a smooth and timely process, providing loan estimate disclosures to applicants, ensuring legal compliance, submit accurate information to the Desktop Underwriting System, and submitting loan files to underwriting for approval and obtaining any needed conditions.

Who we're looking for:

Before we get into the specific details of this position's requirements and qualifications, let's focus on the bigger picture of Greater Nevada, and what makes a Greater Nevadan.

Greater Nevada Mortgage is a wholly-owned subsidiary of Greater Nevada Credit Union. We help our members Move to Greater by funding mortgage loans and helping homebuyers navigate the journey to home ownership with free educational courses and tools.

At Greater Nevada, our passion is Helping More People Live Greater. When we say "people," we mean every single person who we interact with or could interact with, from our team members to our community members.

To do this, we practice CARE with our Values:

• We Care Genuinely.

• We build relationships because we know that we are Greater Together.

• We Stay Trustworthy as we serve our communities.

• "Be Bright" rings in our ears as we find custom solutions that meet our members' needs.

• We Inspire One Another, our members, and our communities to re-imagine what Living Greater can be.

• In every moment, we Enjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve.

These values have guided us to become the largest Nevada-based credit union to touch the lives of more than 73,000 members and thousands upon thousands of people through our community and philanthropic work.

To live by those values, we make a deal with every single one of our team members-the CARE Deal. It's a win-win agreement that we shake hands-on at the beginning of our relationship together.

As a Greater Nevadan, that means we make four promises to you:

• Compensation and Benefits

• We offer Greater Pay and Greater Benefits, including:

• Competitive compensation and incentive pay

• Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents

• Health Savings Account contributions

• Supplemental insurance and life insurance plans

• 401(k) match

• Paid time off, including vacation and sick time, 11 annual paid holidays, eight hours of personal leave, and sabbatical leave after seven years of employment

• Paid time to volunteer and make a contribution to the community

• Special access to Greater Nevada Field and University of Nevada athletic events

• Employee appreciation events throughout the year

• Local Discounts for parks, events, and services

• Employee product and service discounts

• Advancement

• We strive to be a place where you can grow into your next career move, without having to leave the Greater Nevada family. So, we offer extensive training and development opportunities for each employee. Our continuous coaching culture allows for more direct and regular performance feedback and compensation.

• Recognition

• We invest time, energy, and resources to find creative, impactful, and fun ways to deliver recognition that fits each Greater Nevadan's successes.

• Environment

• Nobody wants to come to work in a place that's dull and filled with drudgery all day long. So, part of our side of the deal is ensuring you have a great place to work in and great people to work with.

Our CARE deal goes both ways, so here's how we expect each team member to demonstrate they care:

• Competence

• Greater Nevadans know how to do their job and do it well-or they know how to access the resources they need to accomplish great things.

• Attitude

• We don't expect team members to plaster a fake smile on their faces every day, but we do expect them to bring their best attitude to work and strive for greatness.

• Relationship building

• We put a lot of emphasis on building build strong relationships with members, clients, coworkers, and the communities that we serve. Why? Because those connections enable us to live our passion: Helping More People Live Greater.

• Effectiveness

• We ask each Greater Nevadan to be productive, efficient, and successful at the work they do.

What You'll Be Doing

• Manage between 20 and 40 loan applications in processing queue including timely input, tracking, reviews and accurate and timely approval.

• Demonstrate appropriate level of proficiency for processing conventional, government, jumbo, portfolio, and home equity loan products.

• Review income and asset documentation, credit reports, title reports, and appraisals, ensuring compliance to secondary market and in-house requirements.

• Manage application workflow to ensure timely approvals and meet lock expiration dates.

• Maintain knowledge of Fannie Mae and/or other investor guidelines and requirements as well as mortgage regulation.

• Follow up on needed post-closing documents to ensure timely purchase of loans by investors.

Location

• Las Vegas Mortgage Office8475 W. Sunset Rd.Las Vegas, Nevada 89113

Compensation

$45,000.00-$65,000.00 per year

Competitive compensation and Greater Benefits are part of our deal.

Preferred Qualifications

Skills

• Excellent verbal and written communication skills and ability to work in a team oriented, customer focused culture.

• Work independently to organize and prioritize tasks, manage time to meet deadlines, analyze requests, understand issues and develop appropriate solutions.

• Maintain a pipeline of at least 30 loans and ensure the appropriate deadlines and expectations are being met.

• Demonstrate the ability to review documentation (income and asset documents, credit reports, title reports, and appraisals) and prepare real estate loans for the Underwriter's review.

• Work pro-actively with mortgage consultants, reviewing conditions and all disclosures throughout the loan process to ensure quality loan submissions to our investors.

• Must have at least a minimum of 2 years experience in processing, but more importantly is that the candidates have experience with all loan types (conventional, FHA, VA, USDA and jumbo).

Competencies

• Ensures Accountability

• Decision Quality

• Instills Trust

• Demonstrates Self-Awareness

• Situational Adaptability

Physical Demands

• While performing the duties of your job, you may regularly be required to sit and use a keyboard (including repetitive motions with hands, fingers, arms, etc.). You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel.

• You may be required to lift and/or move up to 20 pounds.

Our Commitment to Diversity, Inclusion, Equality and Opportunity

At Greater Nevada, we believe that diversity makes us greater. When our team reflects the communities we serve, we can truly fulfil on our promise of Helping More People Live Greater.

Greater Nevada is an equal opportunity employer. Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.