Mortgage Loan Processor

JFC Careers Network Newport Beach , CA 92658

Posted 2 months ago

Position Description & Responsibilities:

  • Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
  • Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines
  • Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies
  • Confirm that data entry in Encompass matches all loan documentation in the file
  • Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
  • Build rapport with borrowers and provide on-going communication to the customer regarding loan status
  • Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated
  • Prepare file for loan closing and coordinate with all necessary parties involved
  • Ensure lock and closing dates are met
Required Skills:
  • Knowledge of FNMA, FHLMC guidelines.
  • Proficiency with DU and LP
  • Adept at calculating income from salaried and self-employed borrowers
  • Knowledge of TRID and compliance
  • Excellent interpersonal, verbal and written communication skills
  • Strong customer service skills ability to build rapport quickly
  • High level of accuracy and attention to detail
  • Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously
  • Minimum of 5 years of experience in Mortgage Processing
  • Strong working knowledge of Encompass
icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Closer/Funder

JFC Careers Network

Posted 2 months ago

VIEW JOBS 10/5/2020 1:08:28 PM 2021-01-03T13:08 <divre><em>Job Description</em></divre><br /> <br /> <divre> Compiles loan documentation and ensures that all conditions and requirements for closing are met.<br /> ​Prepares closing loan documents, works with attorneys/closing agents, ensures all conditions are included/met. Ensures appropriate insurance, title requirements/endorsement, disclosures, vesting, fees are accurate.<br /> Orders warehouse funds and coordinates closing with Title/closing agent Prepares and routes closing document packages to appropriate destinations.<br /> Maintains document mailing/conversation log.<br /> Ensures timely delivery of warehouse files. Identify and review problem files and take corrective action to facilitate funding; inform manager on status of problem files, requesting assistance if necessary.</divre><br /> <br /> <divre> <em>Qualifications</em></divre> <ul> <li style="padding: 0; margin: 0;" style="padding: 0; margin: 0;"><divre> Encompass experience</divre></li> <li style="padding: 0; margin: 0;" style="padding: 0; margin: 0;"><divre> Minimum two years of loan funding and drawing loan docs (or comparable experience.)</divre></li> <li style="padding: 0; margin: 0;" style="padding: 0; margin: 0;"><divre> Detail oriented with strong organizational and follow-through skills.</divre></li> <li style="padding: 0; margin: 0;" style="padding: 0; margin: 0;"><divre> Excellent analytical, written communication and verbal communication skills.</divre></li> </ul> JFC Careers Network Newport Beach CA

Mortgage Loan Processor

JFC Careers Network