Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Mortgage Loan Processor II

Expired Job

Keybank National Association Buffalo , NY 14202

Posted 4 weeks ago

Job Description:


The Mortgage Loan Processor II reports to the Mortgae Loan Processing Supervisor and is responsible for ensuring loans are processed accurately and in a timely manner and must monitor and maintain compliance with all guidelines, policies and procedures established by federal, state, local and investor guidelines. In this role, it is important to ensure internal and external customer service expectations are exceedingly satisfied and to establish pro-active and timely communication to clients, Loan Officers, Branch referring partners, Underwriters and the closing department. The Mortgage Loan Processor II obtains necessary information and documentation to process and complete mortgage loan files. Verifies all documentation for accuracy and completeness. Knowledge of the mortgage loan process and associated documentation with a strong understanding of regulations and laws associated with residential lending is critical for success in this position. Ability to determine incomplete, inaccurate or missing information. To motivate, problem solve, counsel or influence others is a material part of the job, requiring a significant level of diplomacy and trust.


  • Review all loan applications for accuracy, completeness and compliance

  • Monitor and maintain an application pipeline

  • Image/index, review and submit completed files via the loan origination system to the underwriting department

  • Directly communicate with Loan Officers, clients, service providers and branch referring partner to gather and clear underwriting conditions; primarily responsible for documentation collection

  • Provide exceptional service for both internal and external customers

  • Ordering third party documentation; verify vendor orders are complete and invoices received

  • Communicate with various companies to obtain property survey, flood certificate, title commitment and payoff information

  • Maintain knowledge of industry compliance standard rules and regulations

  • Provide guideance, answer questions and act as a mentor to other less experienced Mortgage Loan Processors.

  • Review Hazard Insurance for required coverage and Insurance Carrier rating

  • Review title work for seasoning requirements, liens, entity issues, etc

  • Review flood certificates for flood status


  • High school diploma or equivalent work experience required

  • Minimum of 5 years residential mortgage processing experience on agency products

  • Minimum of 2 years purchase processing experience

  • Working knowledge of PC (MS Windows and Office Products including Word, Excel, etc.)

  • Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations

  • Strong math and analytical skills

  • Foundational knowledge of tax returns; Foundation knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required.

  • Excellent written and verbal communication skills and ability to work in a team environment

  • Demonstrated ability to prioritize, multi-task, meet deadlines and adapt to changing priorities with strong organizational skills.

  • Proven success working in fast-paced, high volume environments

  • Precise attention to detail

  • Ability to network and interct with others to build internal relationships to foster team environment.

  • Demonstrated knowledge of purchase lending requirements and documentation

  • Ability to handle competing priorities effectively and within established timeframes

  • High level of integrity and trust; must be a team player with a selfless attitude

  • Demonstrated strong customer service skills

  • Ability to work varying hours and overtime if needed

Employees in this job are required to comply with all rules and regulations of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Employees hired or transferring into this position will need to meet the qualification requirements, in Key's sole discretion, under Reg. Z, prior to acting as a loan originator in a consumer credit transaction secured by a dwelling. Qualification requirements include but are not limited to an assessment of overall financial responsibility, character, and general fitness through review of a criminal background check, credit report, and information about any administrative, civil, or criminal findings by any government jurisdiction.


KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.


Key Community Bank serves individuals and small to midsized businesses from Maine to Alaska through our 15-state network of over 1,200 branches, 1,500 ATMs, telephone banking and robust online and mobile platforms. KeyBank's Consumer/Business Banking segment provides consumers and small business owners with straightforward banking solutions and personal finance expertise that helps them make confident financial decisions today and plan for tomorrow. Key Private Bank offers wealth planning that follows a consistent, disciplined approach guided by objective advice based on each unique situation. KeyBank Commercial Bank offers midsize business financial services that drive growth and profitability and help business owners identify new opportunities with products and services including deposit, cash management, investment services, commercial lending, equipment leasing, and asset-based lending.


KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 32203BR

See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Originations Manager

M&T Bank

Posted 3 days ago

VIEW JOBS 11/17/2018 12:00:00 AM 2019-02-15T00:00 BASIC FUNCTION: Primary focus is on proactive leadership with emphasis on broad strategic planning in order to meet business objectives. Ensures areas of responsibility are managed and fully comply with Bank standards, as well as government and industry regulations. Oversees the development of the annual plan for areas managed. Represents the Bank with industry associations, government and regulatory bodies. Must adhere to the requirements of federal registration under the SAFE Act. POSITION RESPONSIBILITIES: Provides direction, coordination and control for Mortgage Origination within M&T's Mortgage Division. This includes both the sales origination channels of Retail, Wholesale/Correspondent, Reverse, CRA and Telesales along with marketing of the mortgage product, as well as the operations, including mortgage technology, policies, procedures, training and credit. Leads special initiatives to develop new business, identify emerging markets, or oversee internal process improvement projects. Participates with Executive Management in developing the overall business strategy for the Mortgage Division. Establishes policies and directs the implementation of plans through a management team. Meet with largest and/or most important current and potential customers to acquire, expand and maintain their relationships with the Bank in alignment with Bank standards. Meet with senior management of business and/or functions supported to understand their needs and ensure the requisite support. Represents the firm in dealings with key clients, industry associations, and other external bodies. Typically accountable for overall performance and results of the business, product area, or function. Represent the Bank in the community, including membership on external boards, committees and industry associates, as well as with government and regulatory bodies. Oversees all staff within the business area. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Responsible for meeting and maintaining registration requirements under the Federal SAFE Act. Promote an environment that supports diversity and reflects the M&T Bank brand. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Complete other related duties as assigned. NATURE AND SCOPE: This position provides senior management oversight of the Bank's Mortgage business. Developing and implementing the strategy for these areas and delivering results on the strategy are key components of the job, as is ensuring regulatory compliance and adherence to Bank standards. The position is required to adapt to and initiate change within areas of responsibility. Responsible for product design, compliance, pricing, credit risk and sales strategy for all Mortgage products. MANAGERIAL/SUPERVISORY RESPONSIBILITY: Staff in the range of 700-800 employees. Responsible for setting and attaining the annual Revenue, Expense, Loan Loss and Pre-Tax Contribution for Mortgage. MINIMUM QUALIFICATIONS REQUIRED: Bachelor's degree in Business, Finance, Economics or related field and a minimum of 17 years' broad-based banking experience, inclusive of multiple businesses or a combination of business and support functions, OR in lieu of a degree, a combined minimum of 21 years' higher education and work experience, including a minimum of 17 years' broad-based banking experience, inclusive of multiple businesses or a combination of business and support functions. Minimum of 8 years proven and progressive managerial experience. Ability to sell effectively to current and prospective clients. Strong operational background. Knowledge of banking credit principals and banking and industry product offerings. Excellent communication and interpersonal skills. Excellent presentation skills. Strong analytical and decision-making skills. Strong strategic planning skills. Proficiency with personal computers and relevant software packages. IDEAL QUALIFICATIONS PREFERRED: MBA or advanced degree. Knowledge of Bank policies and procedures. Knowledge of overall Bank strategic vision and mission with ability to link to division mission. We encourage candidates with relevant military experience to apply. About M&T At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future. M&T Bank Buffalo NY

Mortgage Loan Processor II

Expired Job

Keybank National Association