Mortgage Loan Processor

Idaho Central Credit Union Chubbuck , ID 83202

Posted 1 week ago

Overview

  • Can you do several things at the same time and smile?
  • Do you take pride in knowing you are helping to make things happen?
  • Can you work in a relationship with other people where it requires ongoing flexibility?
  • Do you have an upbeat, positive attitude?

If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you.

We are looking for an individual to join our Mortgage Lending Department as a Mortgage Loan Processor. As a Mortgage Loan Processor your primary function will be to handle mortgage loan files from application to closing, and assist with processing all incoming mortgage loan files. You will work together with Mortgage Loan Officers and assistants, branch team members, and Underwriters in achieving the goals of the department.

ResponsibilitiesReview and process all incoming mortgage loan applications.Perform various preliminary reviews on loan files such as title reports, flood determinations, hazard binders, and appraisals.Review the loan for basic required investor overlay requirements.Handle required disclosures following the Real Estate Settlement Procedures Act and Fair Lending requirements.Assist Underwriters with orders, verifications, and any other requirements throughout the loan closing process.Assist Mortgage Loan Officer's and Branches with obtaining necessary required items prior to closing.Process denied and withdrawn loan applications.Prepare, complete and accurate loan packages for final underwriting submission.Prepare accurate and timely closing disclosures and closing packages.Assist with various mortgage loan duties as required.Communicate with internal and external members including vendors throughout the entire loan process.

Qualifications

Bachelors Degree Preferred. Excellent communication and people skills with an eye for detail.

Have the ability to work under pressure and multi-task in an organized manner. Must take pride in department by processing loans in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a strong sense of urgency as well as focuses on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, etc.) Sit for extended periods of time. Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc). Repetitive motion using wrists, hands, and fingers.

Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc).

(Keywords: Bank, Banking, Mortgages, Process, Processing)

Must be eligible for membership at Idaho Central Credit Union to obtain employment.

EOE/Minorities/Females/Vet/Disability

Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success. Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho.

ICCU was voted for large companies the Best Place to work in Idaho. We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation. We are a talent based organization looking for talented individuals to help our members achieve financial success.



See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Construction Loan Processor

Idaho Central Credit Union

Posted 5 days ago

VIEW JOBS 11/16/2018 12:00:00 AM 2019-02-14T00:00 Overview * Would others describe you as a resourceful solution seeker? * Do you enjoy working with other people and finding solutions when everyone else only sees problems? * Are you compelled to initiate action and remain proactive in getting things done? * Do you take pride in the work you accomplish? * Does success motivate you to want to do more and be better? * Can you handle multiple projects at the same time and smile? If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you. As a Construction Loan Processor your primary objective is to promptly, efficiently and compliantly gathering necessary documents to complete the construction draw process. This includes processing, funding, handling all draws and modifications throughout the building process. You will work together with Mortgage and Commercial Loan Officers and Underwriters in achieving the goals of the Credit Union. ResponsibilitiesProcess all construction loans, ensuring all required documentation is in the file and accurate. Send all required disclosures following RESPA and Fair Lending requirements. Manage all draw requests. Including balancing draw requests to lien waivers or invoices. Analyze budgets against sources and uses of funds to identify exceptions to or changes in conformity to standard monitoring requirements. Assess compliance with loan documentation to insure loans are within budget and time-frame for project completion. Manage construction loan files including builder plans and specs, income verifications, assets, cost to build estimates, and site designs. Communicating with the loan officer, member, builder, inspector and title as necessary in order to receive proper documentation needed for a complete draw. This will also include approving all draws; obtaining appropriate level of approval as necessary. Coordinate inspection of the project with the Credit Union's inspectors. Set-up and maintain internal records keeping loan disbursements and project progress through input to the Credit Union's monitoring system. Assist with various mortgage loan and commercial loan duties as required.Additional duties as assigned. Qualifications Bachelor's Degree or equivalent experience. Excellent communication and people skills with an eye for detail. Have the ability to work under pressure and multi-task in an organized manner. Must take pride in department by processing draw requests in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union. Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc.). Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.). Must be eligible for membership at Idaho Central Credit Union to obtain employment. EOE/Minorities/Females/Vet/Disability Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success. Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho. We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation. We are a talent based organization looking for talented individuals to help our members achieve financial success. Idaho Central Credit Union Chubbuck ID

Mortgage Loan Processor

Idaho Central Credit Union