Mortgage Loan Processor

Charter Financial Corp. Atlanta , GA 30301

Posted 3 days ago

Revised 08/2018

Job Description

Position Title: Residential Loan Processor

Division: Residential

Reports Directly To: Department Head

BASIC PURPOSE:

This position is responsible for, but not limited to, entering residential loan data into the bank's computer system with appropriate updating, and assembles and verifies loan documents for accuracy.

ESSENTIAL FUNCTIONS:

This position is expected to perform the specific duties, tasks, and responsibilities as outlined below:

  • Provides administrative assistance to the residential Loan Officer and staff, including updating loan data for entry into the bank's computers and assembling documentation for residential loans

  • Ensures that residential loan files contain documents with proper signatures, dates and other relevant data

  • Assembles and verifies accuracy of residential loan documentation

  • Checks documents for proper vesting, legal descriptions, closing dates and signatures

  • Maintains new and paid residential loan files; performs a variety of clerical duties requiring knowledge of departmental procedures; uses office computers for data input and other activities, and orders credit reports (if required)

  • Answers telephone and written inquiries concerning loan processing and information

  • Cross-markets the bank's residential loan products and services as appropriate

  • Assists other departments on a temp basis as needed during peak hours

  • Ensure that the Bank's policies and procedures, code of conduct, and regulatory guidelines are strictly complied with

  • Provide assistance to other employees by liaising with them through healthy and positive interactions

  • Be involved in performing marketing endeavors/efforts

  • Continuously update skills by participating in professional training

  • Seek opportunities to improve skills through cross-training offered by the Bank

  • All other tasks, responsibilities or duties, as directed by management

OTHER SKILLS/QUALIFICATIONS:

  • Proficient with general office machines and programs to include Microsoft Office Word, Excel, Outlook, and other software that might be utilized in the department

  • Ability to use the computer efficiently and the capacity to learn new software programs as they are rolled out by the Bank

  • Must have good knowledge of business English, including spelling and punctuation

  • Must possess basic English language skills in order to write and speak clearly, and effectively with coworkers and customers

  • Must be well-organized, accurate, and attentive to detail

  • Must be cooperative and willing to assist coworkers and customers on a regular basis

  • Must have effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others

  • Must possess excellent multi-tasking skills and be able to function well under pressure

  • Must be able to remain composed under pressure and respond to customer and coworker concerns regularly

  • Must have a keen eye for detail and follow instructions to the letter

  • Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times

ESSENTIAL PHYSICAL DEMANDS:

  • Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each work day

  • Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift

  • Must be able to walk frequently throughout the day to obtain supplies from other areas in the Bank and to cover for other employees, on break or on lunch

  • Must be able to hear and communicate with coworkers and customers throughout the day

  • May need to lift up to 25 pounds one to two times a day to perform job

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Position may require regular before/after normal business hours, or regular out-of-town travel.

WORK ENVIRONMENT:

  • Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank's grooming and dress codes

  • Must demonstrate excellent interpersonal skills with customers and coworkers

  • Must be willing to function as a team member

  • Must be willing to demonstrate commitment to CenterState Bank's mission and goals

MINIMUM QUALIFICATIONS:

  • High school diploma or equivalent

  • Six months to one year of experience in an office environment

  • Successful completion of in-house training program or approved outside training programs

  • Good understanding of the bank's products and services

  • Requires strong knowledge of personal computer, Microsoft Office and other software used in department

  • Must be able to prepare documents and compose business letters and memorandums

  • Must have good knowledge of business English, spelling and punctuation

  • Requires knowledge of office practices, procedures and general office machines

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed above are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

CenterState complies with federal and state banking laws, such as the Bank Secrecy Act (BSA), USA PATRIOT Act, and other related anti-money laundering/anti-terrorist financing initiatives. The Bank has established a Bank Secrecy Act/Anti-Money Laundering/Office of Foreign Assets Control (BSA/AML/OFAC) Compliance Program and employees are expected to adhere to federal and state banking laws, as well as the Bank's procedures and/or internal controls. The Bank will terminate the employment of employees who fail to comply with banking laws and/or the Bank's procedures/controls.

CenterState Bank is an equal opportunity employer and does not discriminate against applicants or employees on any unlawful basis, including race, color, religion, gender, sexual orientation, marital status, age, national origin, ancestry, gender identity, disability, genetic testing, service in the military, citizenship status or any other characteristics protected by federal, state or local law. CenterState also prohibits unlawful harassment of applicants/employees based on these protected categories.

CenterState complies with The Americans with Disabilities Act ("ADA") and state and local disability laws and will provide reasonable accommodations to qualified individuals with disabilities, unless doing so will cause an undue hardship. The Bank encourages employees/applicants who believe they need reasonable accommodations to contact the Human Resources Department at 863-595-1300.

ACKNOWLEDGMENT______________________________________

I have received and reviewed a copy of the attached Job Description. I understand that I am expected to perform the duties of this position, and, in the event that I am unclear about the position's requirements, I will contact my supervisor or Human Resources as soon as possible for clarification.


Printed Name Date


Signature


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Processor 1 2 Or 3

Suntrust Banks

Posted 4 days ago

VIEW JOBS 10/17/2019 12:00:00 AM 2020-01-15T00:00 Job Description : Job Description Provides quality loan processing in a paperless work environment, reviewing files for adherence to underwriting standards and ensuring completeness of underwriting submission. Maintains positive working relationships between peers and managers as well as with clients, realtors, builders, referral sources, and other internal partners. Act as a liaison between client, loan officer and/or realtor, underwriters, closers and other internal partners to collect necessary documentation, provide current loan status and to close loans on time. Successful in using critical thinking and analytical skills to process loans. Demonstrate the ability to work on the loan origination system. Meet monthly performance metrics (productivity/quality), and satisfactory client delight customer survey scores. Ability to manage time effectively. Qualifications Processor 1 Incumbents at this level would typically have no experience or up to 2 years of loan processing. This position typically viewed as an entry position. Processor 2 Incumbents in this position would typically possess at least 2 years of loan processing experience and/or previous positions requiring analysis and customer service experience and function as a senior processor. The individual must be capable of processing a pipeline of at least 20 loans. Minimum Qualifications: * Experience using agency automated underwriting systems * Be an advocate of the client; ability to quickly resolve customer escalations and have excellent verbal and written communication skills Processor 3 Incumbents in this position would typically possess >3 years of loan processing experience and/or previous positions requiring analysis and customer service experience. The individual must be capable of independently processing a wide variety of loan types and a pipeline of at least 25 loans. The individual will be required to: * Identify any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstances. * Insure Settlement Agents meet SunTrust Mortgage eligibility criteria before submission of loan to closing. Minimum Qualifications: * Knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability * Experience using agency automated underwriting systems * Be an advocate of the client; ability to quickly resolve customer escalations and have excellent verbal and written communication skills Preferred Qualifications: * FHA/VA/BOND experience Equal Opportunity Employer: SunTrust supports a diverse workforce and is a Drug Testing and Equal Opportunity Employer. SunTrust does not discriminate against individuals on the basis of race, creed, color, gender, religion, national origin, age, disability, veteran status, pregnancy, marital status, citizenship status, sexual orientation, gender identity, genetic information, or any other classification protected by applicable laws. To review the EEO Poster, copy and paste the following link into your browser: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf http://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf Apply Now >> Refer a Friend Link for schema Suntrust Banks Atlanta GA

Mortgage Loan Processor

Charter Financial Corp.