Mortgage Loan Originator

Pacific Union Financial Llc. Maitland , FL 32751

Posted 4 months ago


Source mortgage loan leads from realtors, builders and personal contacts. Take original applications directly from borrowers (over the phone or in person) and coordinate with loan processors and underwriters in obtaining information necessary to close the loan. Evaluate, authorize or recommend approval of real estate or credit loans and advise borrowers on financial status and methods of payments. Work under general supervision and report to Manager, Branch.

1.Adhere to general work requirements
2.Work outbound and inbound lead sources per department standards
3.Speak with applicants to obtain information for loan applications and to answer questions about the process
4.Analyze applicants' financial status, credit and property evaluations to determine feasibility of granting loans
5.Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
6.Obtain and compile copies of loan applicants' credit histories, corporate financial statements and other financial information
7.Review and update credit and loan files
8.Review loan documents to ensure that they are complete and accurate according to policy
9.Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs
10. Handle customer complaints and take appropriate action to resolve issues
11. Confer with underwriters to aid in correcting mortgage application problems
12. Meet department production standards
13. Perform other duties as assigned


  • Good verbal and written communication skills

  • Ability to provide outstanding customer service in fast-paced environments

  • Proficient working knowledge of computerized applications such as word processing, spreadsheet, database, presentation software, email and specialized business applications software

  • Presentation skills necessary to effectively communicate, update, persuade, and/or facilitate discussions with all levels of management

  • Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required

  • Ability to:

o read and interpret complex reports and documents

o assimilate and interpret various sources of data and provide and make decisions on recommendations to executive management to solve highly complex problems from start to finish

  • Planning and organizational skills necessary to coordinate workload around multiple assignments


  • High school diploma or GED

  • 20 hours of training for SAFE Act

  • Passed the national NMLS exam

  • 1-2 years of previous experience

  • Proven ability to generate at least 3 loans per month


  • Understand and comply with State and National regulations, compliance and procedures


  • Physical demands with activity or condition existing a considerable amount of time include sitting and typing/keyboarding using a computer (i.e. keyboard, mouse and monitor) or adding machine

  • Physical demands may include walking, carrying, reaching, standing and stooping

  • May require occasional lifting/lowering, pushing or pulling up to 25 lb

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Officer

Northwest Federal Credit Union

Posted 2 days ago

VIEW JOBS 7/17/2018 12:00:00 AM 2018-10-15T00:00 ABOUT THIS ROLE: The primary role of this position is to generate quality applications from existing pool of Credit Union membership while promoting the brand to non-members in an effort to expand the overall lending footprint in compliance with established policies and procedures. To succeed in this role, the Mortgage Loan Officer must foster mortgage origination opportunities by identifying, developing and maintaining a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. The network described may consist of Builders, Real Estate professionals, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the their own participation in business related development opportunities, community efforts to promote homeownership and professional organizations. THIS POSITION IS TRUE BASE SALARY PLUS COMMISSION (no draw/no commission only)...EXCELLENT COMMISSION STRUCTURE! DUTIES AND RESPONSIBILITIES: * Counsel potential home buyers and existing home owners while taking complete and accurate applications and obtaining all required documentation * Originate first and second mortgage loan applications * Utilize established personal network within the local mortgage, banking, and credit union industry to increase market share and maximize self-generated mortgage application leads * Coordinate member interaction and interface with all parties involved in the loan transaction * Maintain a professional image and standards consistent with company policies and procedures * Meet or exceed the origination volume goals for the position while accurately pricing the loans * Establish, develop and maintain client referral relationships with Realtors, clients and existing and/or new members in order to create and develop new business and/or retain existing business * Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application through settlement * Monitor the loan status on each application originated ensuring conformity with NWFCU rules and regulations while providing excellent service to both internal and external members * Adhere to organizational procedures for loan origination, processing underwriting and closing * Remain informed on trends, changes and developments in the mortgage lending industry including regulatory issues * Be knowledgeable of origination requirements for both NWFCU and investor guidelines pertaining to all types of residential mortgage loans * Communicate loan conditions and decisions as needed * Knowledge of the Credit Union's products and services * Complete required annual training * All other duties as assigned Requirements Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. QUALIFICATIONS: * Follow through on all professional conditions and education requirements which include NMLS licensure EDUCATION AND EXPERIENCE: * High school graduate or equivalent * Must have at least 3 years' experience as a mortgage loan officer or processor * Knowledge of Credit Union policies and Procedures relating to mortgage operations * Knowledge of federal regulations and compliance issues such as RESPA, REG Z, HMDA, etc. * Advanced knowledge of secondary market guidelines * SAFE Act licensing and ability to obtain NMLS number is required * Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an Northwest Federal Credit Union Maitland FL

Mortgage Loan Originator

Pacific Union Financial Llc.