Mortgage Loan Originator NE

Hilltop Holdings West Chester , PA 19388

Posted 3 weeks ago

Under the direction of the Branch and/or Production Manager, performs office or nonmanual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Essential Functions Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards of 3 funded units per month on an ongoing basis, by taking complete and accurate loan applications, using PrimeLending's product set.

Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts.

Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.

Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Negotiates terms and conditions of loans with customers.

Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

Job Requirements High school diploma or equivalent. Appropriate licenses, if State required. A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.

Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.

Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization.

Valid driver's license and current automobile liability insurance. About the Company Ranked a Top 10 purchase lender in 2012, 2013, 2014 and 2015*, PrimeLending provides a wide array of loan products, including fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. We offer dependable service and stability coupled with speed and agility. Our exceptional customer service is powered by accelerated closing times.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Banker

S&T Bank

Posted 3 weeks ago

VIEW JOBS 6/14/2022 12:00:00 AM 2022-09-12T00:00 Cuyahoga Falls: 2032 Front Street, Cuyahoga Falls, OH 44221 Wexford: 12550 Perry Hwy, Wexford, PA 15090 West Chester: 10 N Church St, West Chester, PA 19380, USA Work Days and Expected Hours: Monday-Friday: 8:00 AM to 5:00 PM (Additional hours as necessary to meet the objectives of the department). Function: Responsible for generating new business leads calling on Realtors and builders. Originate mortgage loans by interviewing and completing applications for potential customers. Duties and Responsibilities: * Calls on Brokers, Realtors, builders, developers, and other centers of influence regularly to generate new mortgage loans and promote S&T products. * Delivers exceptional levels of customer service, responds to customers quickly, and follows up with borrower(s) throughout the loan process. * Interviews potential mortgage loan customers. Determines product to best fit customer needs. Meets customer(s) at a time and location convenient to the customer. * Enters complete and accurate mortgage loan applications(URLA) and gathers required information and documentation for processing. Submits application to processing within 24 hours. * Has a complete understanding of products, processes, guidelines, and regulatory requirements. * Maintains communication with processors and underwriters as to status of loan. Utilizes Mortgagebot notes as a form of communication. Continually keeping Realtors and borrowers informed. * Follows-up on information and documentation required for processing and closing conditions. * Monitors market area for interest rates and products. Assists in coordinating product development and marketing efforts to Realtors within specific market area. * Attends Realtor, builder, and other networking events within market area. * Cross-sells other bank products and services. Refers new customers to Branch Managers for additional services. * Performs construction inspections as needed on new properties. * Promotes Bankers Settlement Services to borrowers. * Maintains a good working relationship with all bank employees. Demonstrates the ability to work independently. Works as a team player to contribute to the success of the department and organization. * Requires S.A.F.E. Act certification. Proof of registration with the registry and verification of a unique identifier as established under the guidelines of the S.A.F.E. Act is required upon hire and/or must be obtained prior to performing the duties of a Mortgage Loan Originator, as defined by the Act. This registration must be maintained annually in accordance with the S.A.F.E. Act. * Performs additional duties as required. Physical Demands Operates a keypad device: 30% of the day; travels: 10-15% of the day. Use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18"-20" for computer work and travel. Must maintain a valid driver's license. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position. S&T Bank West Chester PA

Mortgage Loan Originator NE

Hilltop Holdings