Harrison Gray Search & Consulting Saint Cloud , MN 56301
A Mortgage Loan Originator is responsible for the development and management of customer relationships to ensure the customers needs for 1-4 family unit residences, investment property, construction, lot and bridge loans are met. The Mortgage Loan Originator is accountable for the growth and profitability of relationships in a manner consistent with the best interest of our client.
ESSENTIAL FUNCTIONS AND DUTIES:
Develops relationships with clients to increase loan business for the company. Establishes and maintains connections with developers, builders, and realtors to encourage the use of our client's products and services. Make regular sales calls to potential and existing customers to retain current or develop new business.
Engages applicants to discuss mortgage requirements, advises applicants of options available, ascertains applicants capacity to repay and assesses the degree of risk involved.
Thoroughly and accurately processes loan applications.
Engages borrower throughout the lending process and communicates loan decisions to borrowers.
Reviews loan documentation prior to closing to ensure accuracy and compliance with .
Ensures exceptional customer experience by maintaining knowledge of lending programs, policies, procedures regulatory requirements, demonstrating a commitment to professional ethics, complying with the provisions within the S.A.F.E. Act, all Federal and State compliance policies and adhering to HMDA.