Mortgage Loan Originator

Fifth Third Bank Holland , MI 49423

Posted 2 weeks ago

Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop referral contacts (realtors, builders, professional and personal contacts).

  • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.

  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.

  • Follow defined protocol for escalation exceptions.

  • Take applicant applications by completing Fannie Mae form 1003 on the laptop.

  • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.

  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.

  • Manage pipeline for all originated loans through closing and complete required management reports.

  • Communicate with branches and/or applicants of providing timely updates and progress reports.

  • Maintain high levels of customer service while managing each applicant's and support staff's expectations.

  • Attend and participate in all Consumer Lending meetings as required by management.

MINIMUM KNOWLEDGE AND SKILLS REQUIRED:

  • High school diploma or equivalent mandatory. Four-year college degree preferred.

  • Knowledge of conventional and/or government lending guidelines.

  • Knowledge of residential mortgage processing, underwriting, and closing procedures.

  • Knowledge of federal lending regulations governing real estate lending.

  • Demonstrated organizational skills.

  • Strong written and verbal communications skills.

  • Demonstrated teamwork and customer service skills.

  • Proven computer skills.

  • Basic sales technique skills.

  • Strong desire to excel in a competitive environment.

  • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

Mortgage Loan Originator

LOCATION -- Holland, Michigan 49423

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Officer

Chemical Bank

Posted 3 weeks ago

VIEW JOBS 3/11/2020 12:00:00 AM 2020-06-09T00:00 Are you a successful Mortgage Loan Officer? Do you have a passion for helping customers buy their dream home? Chemical Bank has a great set of products for our clients! If this seems exciting, check out the Mortgage Loan Officer role here. JOB SUMMARY The Mortgage Loan Officer will proactively solicit new residential mortgage business and will establish relationships with business line partners within the organization and external partners to generate referral business. The principle responsibility of the Mortgage Loan Officer is to meet with the customer to determine the best product and terms that will ensure success in the mortgage approval process. This will entail generating a complete mortgage application, ensuring appropriate guidelines and procedures are followed, while meeting sales and quality goals and objectives. Decisions regarding documentation required for approval, fees and terms must be clearly communicated and the customer must leave the application process with proper disclosures and a thorough understanding of the steps that will ensue toward that end. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to staff as well. REQUIRED KNOWLEDGE AND SKILLS * High school diploma or equivalent required * Associate's or Bachelor's degree preferred * 1 - 3 Years experience in function * 1 - 3 Years experience in industry * NMLS required * Mortgage Loan Officers that qualify the outside sales exemption status, will be required to work a minimum of 8 hours per week outside of their home and work office(s) engaging with new customers and referral partners. * Highly motivated and self-starter. * Proven and documented record of success in mortgage sales. * Well versed in consultative selling; ability to generate new business sales, retain existing business, and to close sales. * Knowledge of mortgage products and loan documentation. * Must have current and relevant mortgage lending experience, knowledge of FHA, Conventional, MSHDA and non-conforming loans. ESSENTIAL DUTIES AND RESPONSIBILITIES * Prospects new mortgage lending opportunities and recommend the best mortgage products based on the customer's individual needs. * Develops new business through contacts with realtors, builders, banking centers, and other lines of business referrals. * Participate in business related development opportunities and community efforts to promote the Bank and generate new business. * Works with managers and marketing coordinators to develop and implement a sales and marketing plan on an ongoing basis designed to enhance success, and achieve product goal assigned by the Bank. * Demonstrates a complete understanding of products offered by Chemical Bank and its primary * Ensure exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to customers and business partners. COMPANY OVERVIEW As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. Visit our Careers Page for more information. Chemical Bank is an EEO/AA employer for M/F, Veteran, and disabled persons Chemical Bank Holland MI

Mortgage Loan Originator

Fifth Third Bank