Mortgage Loan Originator

D.R. Horton, Inc. Fort Myers , FL 33912

Posted 1 week ago

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities

  • Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant's goals in order to advise and review potential loan programs that would best suit their needs and stated goals

  • Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates

  • Maintain reports and notes within the origination software and customer relationship management systems

  • Review new leads daily and contact them to earn their business

  • Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

  • Make presentations on loan products in sales meetings and with Sales staff in builder communities

  • Quickly respond to Operations in order to facilitate an efficient loan process

  • Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

  • Able to work overtime

  • Able to travel overnight

  • Market the company's products and services accurately and effectively to potential business sources

  • Develop sales leads for mortgages in builder communities and real estate offices

  • Provide weekend coverage in builder communities and grand opening functions

  • Review all documentation provided by borrower, check for accuracy, and address any discrepancies

  • Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

  • Provide input to management, and attend production/staff meetings

  • Infrequently, assist in resolving post-closing/funding problems

  • Attend loan closings when possible

Education and/or Experience

  • Bachelor's degree from four-year college or university

  • One to two years of related experience and/or training

  • Must have a vehicle and a valid driver's license

  • Licensed Mortgage Loan Originator as required by state

  • Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

  • Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

  • Proficiency with MS Office and email

  • Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

  • The noise level is generally moderate

Preferred Qualifications

  • Strong written and oral communication skills

  • Ability to accurately and efficiently process and record a large volume of data

  • Ability to act as a team player and be willing to accept constructive criticism

  • Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Vision and Dental

  • 401(K)

  • Employee Stock Purchase Plan

  • Flex Spending Accounts

  • Life Insurance

  • Vacation, Sick, Personal Time and Company Holidays

Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeople2

Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Officer

Regions Financial Corporation

Posted 5 days ago

VIEW JOBS 4/13/2021 12:00:00 AM 2021-07-12T00:00 Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Mortgage Loan Originator directs origination of residential mortgage loans from a borrower through a branch network. Primary Responsibilities * Completes mortgage applications for submission to the loan processing and underwriting departments * Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history * Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation * Structures loan to comply with acceptable lending practices and Federal regulations * Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact * Answers customer calls and walk- in customers to discuss various loan products and qualification information * Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business * Cross-sells other bank products and services * Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations * May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. * Compensation is Commission based This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to (http://mortgage.nationwidelicensing.org) for more information. Requirements * High school diploma or GED * Three (3) years of mortgage lending experience with proven mortgage production. * Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners. Preferences * Bachelor's degree * Prior Mortgage Loan Originator experience Skills and Competencies * Knowledgeable of Mortgage products, systems, terminology, tax requirements, etc. * Sales acumen * Knowledgeable on agency and investor regulations and guidelines * Must be able to multi-task competing priorities and meet tight deadlines * Must be able to build and maintain internal and external relationships to deliver high levels of service * Strong written and verbal communication skills * Good organizational skills * Proficient in Microsoft Office products Additional Locations: Fort Myers, FL; Naples, FL; Port Charlotte, FL Position Type Full time Location Details Port Charlotte Location: Port Charlotte, Florida Bring Your Whole Self to Work We have a passion for creating an inclusive environment that promotes and values diversity of race, color, national origin, religion, age, sexual orientation, gender identity, disability, veteran status, genetic information, sex, pregnancy, and many other primary and secondary dimensions that make each of us unique as individuals and provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work is the right thing to do. OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans Regions Financial Corporation Fort Myers FL

Mortgage Loan Originator

D.R. Horton, Inc.