Mortgage Loan Officer

Union First Market Bank Nashville , TN 37201

Posted 3 weeks ago

Position Description

Completes loan applications, submits loan files to processing and provides the highest level of customer service to our customers. Designs and implements comprehensive business plan to increase sales and build relationships with referral sources.

Position Accountabilities

  • Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval.

  • Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.).

  • Prices loans and locks rates as per Company policy.

  • Reviews returned applications and documentation for completeness, accuracy, and compliance.

  • Runs AUS and reviews for findings and required documentation.

  • Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources.

  • Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required.

  • Submits loan file allowing for stated turn times and works in conjunction with assigned Processor.

  • Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines.

  • Assists all parties including the Processor during the entire process.

  • Meets or exceeds minimum production requirements.

  • Attends all settlements when possible.

  • Completes annual Business Plan and meets regularly with Sales Manager.

  • Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages.

  • Maintain a professional image and standards consistent with company policies and procedures.

Organizational Relationship

Reports to Sales Manager/Branch Manager

Requirements Position Qualifications

Education & Experience

  • Minimum of 2 years loan officer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable.
  • NMLS registration required

Knowledge & Skills

  • Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients.

  • Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines.

We are proud to be an EEO/AA employer, Minority/Female/Disability/Veteran. We maintain a drug-free workplace. Apply On-line Send This Job to a Friend


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Officer

PNC Bank

Posted 1 week ago

VIEW JOBS 3/20/2020 12:00:00 AM 2020-06-18T00:00 Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Nashville, TN. Job Description * Recommends loan solutions in accordance with lending guidelines and clients' requirements. * Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. * Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. * Collaborates with internal and external stakeholders to complete mortgage transactions. * Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Competencies Customer Experience Management. - Implements the strategies and techniques used to ensure that customers have a positive experience with the organization and its products and services at every touch point. Effective Communications - Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Financial Analysis - Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material. Loan Origination - Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and procedures. Matrix Management - Ability to build and use effective working relationships within own department and across department, functional, and geographic reporting lines. Mortgage Products. - Knowledge of and ability to utilize commercial and residential mortgage instruments available in the branch and apply them to specific situations. Sales Tasks And Activities - Knowledge of and the ability to sell an organization's products and services. Scheduling Work and Activities - Knowledge of the schedule creation process; ability to develop and maintain a workable schedule to accomplish the overall goals of day-to-day operations. Selling. - Applies knowledge of banking products and services to meet customer needs and enable them to achieve their financial goals. Identifies prospecting approaches to identify potential customers and create opportunities to sell financial solutions and ideas to customers. Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. Education Associates Disability Accommodations Statement: The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4: Recruiting or contact us via email at pathfinder@pnc.com. The Human Resources Service Center hours of operation are Monday - Friday 9:00 AM to 5:00 PM ET. Equal Employment Opportunity (EEO): PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices. PNC Bank Nashville TN

Mortgage Loan Officer

Union First Market Bank