Mortgage Loan Officer - New York

TD Bank Group New York , NY 10007

Posted 3 months ago

Company Overview

About TD Bank, America's Most Convenient Bank

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth, and vehicle financing and dealer commercial services through TD Auto Finance.

TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US.

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.

Department Overview

The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.

Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).

Job Description

Takes residential mortgage loan applications AND offers or negotiates terms of residential mortgage loans for compensation or gain

Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)

Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources

Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs

Guides Customers through the mortgage application process; explains information required and other aspects of the loan process to Customers

Ensures applications are completed accurately and contain required information and supporting documentation

Manages Customers' expectations regarding processing times and closing dates

Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines

Generates referrals for mortgage sales opportunities and sales of other Company business line products

Develops plan to achieve sales goals with assistance from sales management.

Requirements

Bachelor's degree or progressive work experience in addition to experience below.
24 Years of mortgage origination experience.

Proven Sales ability.

Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.

Maintains the highest level of sales ability and negotiation skills.

Selfdirected, ability to plan own activities to achieve sales goals.

Strong time management skills.

Excellent communication skills, both verbal and written.

PC skills, including ability to learn mortgage origination and automated underwriting systems.

A satisfactory criminal background check, a credit report, and a review of information from the National Mortgage Licensing System and Registry (NMLSR) regarding any administrative, civil, or criminal findings by any government agency are required by federal law for this position (Regulation Z, 12 CFR Part 1026).

Must be eligible for employment under regulatory standards applicable to the position.

Hours

Business Hours

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.



upload resume icon
See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Officer

Popular Inc

Posted 4 days ago

VIEW JOBS 1/18/2019 12:00:00 AM 2019-04-18T00:00 Join the Popular Team! Founded in 1893, Popular Inc. has been built upon strong institutional values while providing broad financial services within the United States, Puerto Rico, and the Caribbean. We strive to create an extraordinary legacy with a passion for customer service, tremendous dedication to our employees, and strong partnerships in the communities where we reside. Come explore Popular - Our bottom line is you. National MLO Sales We are currently searching for a Mortgage Loan Officer to promote and sell mortgage products to increase mortgage product use among banking customers, non-customers and referrals made by branch personnel. In this role you will ensure the achievement of individualized production goals, operational excellence and growth and profitability, while maintaining a personal pipeline of retail mortgage loans. You will be required to travel amongst several branch locations on a regular basis and visit clients regularly. In this position, you will: * Ensure you provide professional and timely consultation to customers and prospective customers, referrals, walk-ins and personal prospects to offer the best available mortgage product which includes: 1) obtaining and processing mortgage loan applications; 2) pre-qualifying customers for appropriate mortgage loan products based on customers' credit profile; 3) reviewing credit loan files; 4) collecting, reviewing and submitting necessary documentation to facilitate the processing of the loan through to the mortgage closing and post closing as needed: 5) preparing and providing required disclosures throughout the loan process and; 6) providing ethical consultation to ensure loans meet quality control standards and are in compliance with all applicable regulatory guidelines. * Build relationships with and support bank personnel in generating mortgage loans by promoting mortgage products and consulting personnel on the mortgage product(s) and process. * Support department business goals through effectively managing personal pipeline to drive volume. * Visit with clients and prospective clients regularly and recommend products or applicable services. * Participate in home financing expos and events to increase brand awareness and mortgage volume. * Adhere to general bank regulatory procedures including BSA/AML as it pertains to "know your customer". To be considered, you will need: * High School Diploma or equivalent required; Bachelor's Degree preferred. * Minimum of 7 years of loan consultation experience required. * Strong written and verbal communication skills. English/Spanish bilingual preferred. * Effective sales ability and persuasiveness. * Must have intermediate to advanced computer and analytical skills. * Successful completion of Mortgage Loan Officer licensing requiring for lending in FL, NY and NJ. * This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Popular Inc New York NY

Mortgage Loan Officer - New York

TD Bank Group