Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources.
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs.
Guides Customers through the mortgage application process. Explains information required and other aspects of the loan process to Customers.
Ensures applications are completed accurately and contain required information and supporting documentation.
Manages Customers' expectations regarding processing times and closing dates.
Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines.
Generates referrals for mortgage sales opportunities and sales of other Company business line products.
Develops plan to achieve sales goals with assistance from sales management.
Must be eligible for employment under regulatory standards applicable to the position.
The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
Bachelor's degree or progressive work experience in addition to experience below.
24 Years of mortgage origination experience.
Proven Sales ability.
Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
Maintains the highest level of sales ability and negotiation skills.
Selfdirected, ability to plan own activities to achieve sales goals.
Strong time management skills.
Excellent communication skills, both verbal and written.
PC skills, including ability to learn mortgage origination and automated underwriting systems.
TD Bank Group