Key Mortgage is looking for experienced Korean/English bi-lingual loan officers to join our seven-time Top Employer organization, where the best in the business are making mortgages easier for clients across
Responsible for origination of quality residential mortgages.
Comply with all applicable laws, regulations and lending policies.
Use company programs for providing services and developing new business.
Develop relationships and solicit loan applications through pro-active contact with local Realtors, attorneys, financial planners, and other referral sources.
Provide services to current and prospective customers seeking residential mortgage loans.
Interview applicants to develop information concerning their needs.
Obtain and analyze pertinent financial data for each loan applicant.
Ensure loan applications are complete and accurate according to policy.
Interview applicants, and examine, evaluate, and recommend approval of customer applications for first mortgages, second mortgages, lines of credit, and multi-family/commercial loans.
Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting a loan.
Stay informed of trends and developments in the local market as well as the changing rules and regulations.
At least 2 years residential lending experience is preferred.
Desktop Underwriting and/or Loan Prospector experience preferred.
Proven sales experience and relationship building skills.
Experience and skill in laptop origination.
Excellent communication skills as well as PC skills.
Must be a self-starter and able to handle multiple tasks.
Excellent follow up skills with internal and external customers at all levels.
Demonstrate proven ability to multi task in a fast paced, ever-changing environment, working independently and using sound business. judgment while fostering profitable business relationships.
Superior sales, interpersonal, leadership, planning, and marketing skills.
Ability to work effectively across functional and organizational lines.
Excellent problem resolution and facilitation skills.
Diligent in networking real estate agents and attorneys to obtain additional business.
Strong knowledge of conventional loan programs. Knowledge of FHA/VA loan programs is desirable.
Data entry competency to use technology for lead management and POS functions.
Must be bilingual in Korean/English.
Deep experience. Expert knowledge. Entrepreneurial spirit. They are all important to be successful in today's market.
At Key Mortgage Services, we believe these characteristics provide a great start to the base formula to be successful in this industry, however, we believe having integrity is the most important. Its part of our DNA here. Integrity refers to the quality of being honest and having strong moral principles; moral uprightness. We focus on doing the right thing for our customer and the community -- thats what drives every decision we make. We want you to be successful if you work here, and we give you the tools and training that empowers you to do more business and do it the right way... with integrity.
It starts with the entire transaction team. You need to be able to trust your team: from the executive team to your processor, underwriter, and your appraiser. Theyre all connected to you -- one team dedicated to doing things right. And thats where our boutique styled business is an advantage. You have complete access and control of your team because they work steps away from you, unlike big bank operations where your team could be scattered around the globe.
Whether you are a loan officer, closer or processor, or a real estate broker, when you choose Key Mortgage Services, you choose to work with an employer and a lender who empowers you to be your best, grow your business or your career, and help buyers realize their dream of homeownership.
Key Mortgage Services