Mortgage Loan Officer - Dallas

Iberiabank Corporation Dallas , TX 75201

Posted 4 days ago

"SUMMARY

A Mortgage Loan Officer II is responsible for originating mortgage loans, submitting applications and facilitating essential communication between parties throughout the process.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Responsible for soliciting and servicing a variety of residential mortgage loans.

  • Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.

  • Assists buyers in the purchase process through closing.

  • Make external and internal sales calls.

  • Comply with regulatory, secondary market and bank policies and guidelines.

  • All other duties as assigned.

SUPERVISORY RESPONSIBILITIES
1.Directly responsible for directing, coordinating, and evaluating designated units or certain personnel in accordance with the organization's policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; providing pay change recommendations; disciplining employees; addressing complaints and resolving problems.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
1.High school diploma or GED with some college preferred and at least 6 months of experience or equivalent combination of education and experience.
2.Working knowledge of real estate loan documentation preferred.
3.Working knowledge of lending regulations preferred.

COMPUTER AND OFFICE EQUIPMENT SKILLS
1.Microsoft Office suite

"


upload resume icon
See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Senior Mortgage Loan Originator Dallas

Independent Bank Group, Inc

Posted 7 days ago

VIEW JOBS 1/16/2019 12:00:00 AM 2019-04-16T00:00 Overview WHY INDEPENDENT BANK IS A GREAT PLACE TO WORK: Footprint Established, respected, and growing in Texas and Colorado. People Building thriving relationships and leading with a courageous heart. Benefits Generous 401 (k) plan, paid time off, health benefits, employee programs, and a satisfying work-life balance. Growth Financial stability providing competitive salaries, internal growth opportunities, and a business strategy of continuous growth. Community Volunteering and making a lasting impact, building strong, healthy communities. The incumbent originates mortgage files and assists with processing and underwriting conditions when necessary. This is a full-time/non-exempt position with full benefits and is primarily commission-based. The person hired may work from any of our available branches. Responsibilities * Pre-qualifies all borrowers for both interim and permanent real estate loans. * Gathers all necessary loan documentation from customer to submit loan. * Inputs loan application on Mortgage Origination software, evaluates documents and compares for accuracy. * Responsible for ordering credit reports through the bank's software and making a printed copy. * Submits loan documentation for approval. * Orders appraisals and title work when needed. * Assists Processors by helping compile conditions of loan approvals to submit to underwriting for final approval. * Back-up closing function when necessary by ordering documents, complete fee sheets and schedule closings. * Compares competitive mortgage rates daily and price the Bank's daily quotes when necessary. * Locks in interest rates with lender on lender software when necessary. * Submits monthly commission report to manager by the first working day after month end (using Word and Excel) * Completes compliance and other job related training as required * Refers unusual or suspicious activities or transactions to the BSA officer immediately * Complies with all department and bank policies and procedures and maintains compliance with State and Federal Regulations * Contributes to the fulfillment of the department and the bank objectives and goals * Performs as a team member, and completes any other job-related duties as assigned Qualifications * High School Diploma or equivalent. Education should include the successful completion of recent mortgage courses (conventional and FHA lending). Must have a thorough knowledge of mortgage regulations, as well as the recent changes on guidelines for all 1-4 family residential loans. * Minimum of 4 years of experience in all aspects of mortgage lending and originating. * Ability to proficiently use a computer, including knowledge of Windows based software. * Detailed oriented and well organized. * Strong customer service skills. * High degree of accuracy. * Ability to review appraisals. * Knowledgeable in using various types of mortgage software applications. * Proficient ability to run Automated Underwriting Systems. * Familiar with all mortgage compliance laws (RESPA, HMDA, REGZ, etc). * Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements. Independent Bank is a host to diverse group of professionals; offering careers in lending, finance, management, marketing, technology and much more. We welcome talented and capable people with a heart for community service, strong personal values and integrity to join our team. To be considered for this position, you must at least meet the basic qualifications. No phone calls or direct e-mails please. Pre-employment background screening will be conducted. Independent Bank is an EEO/AA - M/F/Disability/Protected Veteran Status. Note: The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 214-544-4777. Independent Bank Group, Inc Dallas TX

Mortgage Loan Officer - Dallas

Iberiabank Corporation