Mortgage Loan Officer

Capital Home Mortgage Troy , MI 48084

Posted 2 weeks ago

Capital Home Mortgage is a growing company, and we are looking for highly motivated individuals to join our team today! As a Mortgage Loan Officer, you will be responsible for reviewing, authorizing and recommending loans for approval. You will have to meet and discuss with applicants to determine their creditworthiness.

  • Build relationships with and provide an exceptional experience for our clients.
  • Obtain and maintain additional licensing.
  • Consult with prospective clients to analyze financial and credit data, determine financing objectives, and advise clients on products and services.
  • Recommend and outline the terms of the loan and educate prospective clients on loan commitments.
  • Utilize Encompass software to track loan applications, manage compliance, and optimize risks
  • Provide exceptional customer service by maintaining thorough knowledge of all lending programs, policies, procedures, and regulatory requirements.
  • Market our company’s services to clients based on their needs and requirements.
  • Research and stay up to date on market rates and trends to better consult clients.
  • Additional responsibilities related to business needs.


  • High school diploma
  • BS degree in finance, economics, or related field preferred
  • Possess excellent customer service and interpersonal skills
  • Effective listening and verbal/non-verbal communication skills
  • Accountability, adaptability, and motivated mentality
  • Proficient in Microsoft Office, including Excel, Outlook, and Word
  • Strong attention to detail, organizational, and time management skills
  • Ability to multitask, and work in a competitive and fast-paced environment

Preferred Skills

  • Experience in banking or lending environment
  • Familiar with the loan process
  • Friendly and committed to professional customer service when interacting with clients
  • Ability to function with a high level of autonomy


  • Full health insurance including medical, dental and vision
  • 401(k)
  • Unlimited vacation
  • Comfortable work environment
  • Opportunity for high earning potential, including commission
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