Mortgage Loan Officer

Capital Home Mortgage is a growing company, and we are looking for highly motivated individuals to join our team today! As a Mortgage Loan Officer, you will be responsible for reviewing, authorizing and recommending loans for approval. You will have to meet and discuss with applicants to determine their creditworthiness.

• Build relationships with and provide an exceptional experience for our clients.
• Obtain and maintain additional licensing.
• Consult with prospective clients to analyze financial and credit data, determine financing objectives, and advise clients on products and services.
• Recommend and outline the terms of the loan and educate prospective clients on loan commitments.
• Utilize Encompass software to track loan applications, manage compliance, and optimize risks
• Provide exceptional customer service by maintaining thorough knowledge of all lending programs, policies, procedures, and regulatory requirements.
• Market our company’s services to clients based on their needs and requirements.
• Research and stay up to date on market rates and trends to better consult clients.
• Additional responsibilities related to business needs.

Requirements

• High school diploma
• BS degree in finance, economics, or related field preferred
• Possess excellent customer service and interpersonal skills
• Effective listening and verbal/non-verbal communication skills
• Accountability, adaptability, and motivated mentality
• Proficient in Microsoft Office, including Excel, Outlook, and Word
• Strong attention to detail, organizational, and time management skills
• Ability to multitask, and work in a competitive and fast-paced environment

Preferred Skills

• Experience in banking or lending environment
• Familiar with the loan process
• Friendly and committed to professional customer service when interacting with clients
• Ability to function with a high level of autonomy

Benefits

• Full health insurance including medical, dental and vision
• 401(k)
• Unlimited vacation
• Comfortable work environment
• Opportunity for high earning potential, including commission