Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Mortgage Loan Officer

Expired Job

Bank Of Hope New York , NY 10007

Posted 4 months ago

Responsibilities & Duties

  • The Mortgage Loan Officer is responsible for proactively soliciting new residential mortgage business and sells BOH mortgage products to meet established loan quality and production goals.

  • The Mortgage Loan Officer continually identifies, develops and maintains a quality network of bank client and industry relationships that serves as a recurring source of referrals for new mortgage lending opportunities.

  • A Mortgage Loan Officer's network may consist of Real Estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.

  • In addition, the MLO also responds to customer inquiries and referrals that are generated from other BBCN business channels, such as the Retail Branch Network and Commercial Lending.

  • The MLO conducts applicant interviews with prospective borrowers in order to assess the client's financing objectives, advice clients of product/pricing policies and guidelines, and gather income, asset and credit required information.

  • The MLO ensures exceptional customer service by maintaining thorough knowledge of mortgage lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State regulatory compliance policies and adhering to Regulation B & HMDA requirements.

RequirementsJob Qualifications/Requirements

  • Required: Must possess a minimum of 2 years Mortgage Lending origination experience in a regulated banking institution

  • Required: Demonstrated success in prospecting, generating leads, closing business and consistently meeting/exceeding production goals. Verifiable, established network of referral business including Real Estate professionals and other centers of influence

  • Required: Demonstrated understanding of mortgage processing, underwriting and closing procedures. Required: Understanding of Federal Regulations governing Consumer Real Estate Lending

  • Required: Ability to analyze and comprehend complex financial data and provide financial alternatives.

    Required: Professional and effective interpersonal skills. Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.

  • Required: Ability to make effective and persuasive speeches and presentations on controversial or complex topics to top management, employees, regulators, or board members.

  • Preferred: Experience with Encompass loan origination software.


Minimum Education Level: High School Diploma

Combination of Experience and Education can meet the job requirements: No

Language Requirement

English: Written: Intermediate Verbal: Fluent

Korean: Written: N/A Verbal: N/A

Computer/Systems Knowledge Requirements

Microsoft Outlook: Intermediate

Microsoft Word: Intermediate

Microsoft Excel: Intermediate

Microsoft PowerPoint: Intermediate

Microsoft Access: Basic

Physical Demands


Under 10 lbs: Constant (Over 66% of the time)


Under 10 lbs: Constant (Over 66% of the time)


Reach over shoulder: Rarely (Less than 1 hour per week)

Reach over head: Rarely (Less than 1 hour per week)

Reach outward: Rarely (Less than 1 hour per week)

Climb: Rarely (Less than 1 hour per week)

Crawl: Rarely (Less than 1 hour per week)

Kneel: Rarely (Less than 1 hour per week)

Squat: Rarely (Less than 1 hour per week)

Sit: Constant (Over 66% of the time)

Walk-Normal Surfaces: Frequent (34% - 66% of the time)

Walk-Uneven Surfaces: Rarely (Less than 1 hour per week)

Walk-Slippery Surfaces: Rarely (Less than 1 hour per week)

Stand: Constant (Over 66% of the time)

Bend: Frequent (34% - 66% of the time)


Automatic Trans: Frequent (34%-66% of the time)


Keyboard/Ten Key: Constant (Over 66% of the time)

Fingering (fine dexterity): Constant (Over 66% of the time)

Handling (grasping, holding): Constant (Over 66% of the time)

Repetitive Motion Hands: Constant (Over 66% of the time)

Repetitive Motion Feet: Constant (Over 66% of the time)

  • Bank of Hope is an Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law.

    Bank of Hope will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the employer's legal duty to furnish information.

  • Please view Equal Employment Opportunity Posters provided by OFCCP here.

See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
CRA / Community Mortgage Loan Officer Brooklyn Lending Center NY

Santander Bank

Posted 7 days ago

VIEW JOBS 12/12/2018 12:00:00 AM 2019-03-12T00:00 CRA / Community Mortgage Loan Officer - Brooklyn Lending Center - NY-1806999 Description CRA / Mortgage Community Development Loan Officer Look What Santander Can Do For You! * Exclusive Branch Referrals * Extensive Product Mix Including * Competitive Portfolio Suite * Government Programs * Outstanding Pricing on Construction to Perm, Jumbo, & CRA Loans * Condo & CO-OP Lending With a Designated Operational Support Team * Local Operations Support for Processing, Underwriting, & Closing * Competitive Salary and Commission Plan * Comprehensive Benefits with Day One Eligibility; & 401(k) Generous Company Match * Healthy Work-Life Balance * Social Responsibility & Community Involvement We believe our first responsibility is to show respect and provide outstanding customer service to our customers and colleagues who use our products and services. As a member of Santander's retail banking division, you'll help serve Santander's retail and small business customers as part of one of the top banks in the United States based on deposits. With principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank. Santander Bank is seeking a experienced CRA / Mortgage Community Development Loan Officer for our expanding Mortgage Department. The Mortgage Community Development Loan Officer is responsible for: * Soliciting mortgage loans in support of community development initiatives designed to assist low and moderate income communities and families. * Providing service to Bank customers and prospective Bank customers seeking mortgage loans. * Ensuring compliance with Retail Mortgage Lending policies and procedures. * Assisting in coordinating marketing and training programs. * Maintaining knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending. * Developing referral sources for mortgages through partnerships with retail branches. * Preparing marketing plans and cross-selling other bank products and services. * Working with team members in Mortgage Banking Division and other departments to provide information for prompt processing and closing of residential mortgage loan applications. * Managing mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data. * Soliciting mortgage loans, interviewing applicants to obtain pertinent information regarding their loan needs and initiating the lending decision process. * Studying and evaluating new activities, policies, programs, services and markets related to business development strategy. Qualifications * High School diploma or equivalent. * 2+ years of CRA Retail Mortgage lending experience is required. * Ability to assess financial needs and work with minimal supervision * Knowledge of mortgage loan regulatory requirements, residential products and functions * PC proficiency * Proven sales track record * Residential mortgage origination experience (FHA experience preferred) * Strong verbal and written communication skills * This position is salary plus commission At Santander, we value & respect differences in our workforce & strive to increase the diversity of our teams. We actively encourage everyone to apply. In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position you must have a valid US Social Security at the time of application. Job:Business Development Primary Location:New York-Brooklyn-1549 Ralph Avenue - 02139 - Brooklyn Lending Center Organization:Consumer & Business Banking (1001) Schedule:Full-time Job Posting:Nov 5, 2018, 5:00:00 AM AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO Santander Bank New York NY

Mortgage Loan Officer

Expired Job

Bank Of Hope