Summary Prepares all loan closing packages and funds packages after documents are signed; remits payments to private mortgage insurance companies; prepares loans for shipment to permanent investors; builds and maintains positive relationships with co-workers to ensure smooth and efficient first rate service by performing the following duties.
Duties and Responsibilities include the following.
Accurately prepares loan documents for closing in a timely manner and verifies all documents in funding package have been completed properly when package is returned from attorney.
Maintains compliance with TRID and all Regulatory guidelines.
Funds exceptions on files and clears all files for final funding.
Works with the shipping department to clear any investor exception reports.
Reviews all final closing numbers for accuracy with customer prior to closing.
Maintains professional and positive contact with customers and the public, encouraging solid relationships to enhance the overall customer satisfaction and bank image.
Maintains well organized customer files to ensure loans are completed in a timely and efficient manner.
Strives to be innovative and forward thinking in order to fine tune mortgage processes that will result in a higher level of customer service and to develop confidence in the Origin Bank Mortgage Department.
Attends community functions and participates in projects as requested such as Board of Realtors, Home Builders, etc.
This job has no supervisory responsibilities.
Analytical and Design
Interpersonal Skills/Customer Service
Oral and Written Communication
Judgment and Motivation
Quality and Quantity
Attendance/Punctuality and Dependability
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and/or Experience
High school diploma or general education degree (GED); minimum five years mortgage loan experience.
To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word and Excel. Ability to use basic office machines. Ability to learn bank-specific software such as Encompass, IBS, ADP, etc.
Bank Culture/Customer Service Skills
Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.
Physical Demands While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.
Work Environment The noise level in the work environment is usually moderate.
This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.
Job Location Addison, Texas, United States Position Type Full-Time/Regular
Community Trust Bank