Mortgage Consultant/Loan Officer (Safe)

Wells Fargo Moorpark , CA 93020

Posted 2 months ago

Job Description:

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience. Help us build a better Wells Fargo. It all begins with outstanding talent.

It all begins with you.Consumer Lending is an industry leader in supporting homeowners and consumers. Our group includes Home Lending, Personal Lending, and Wells Fargo Auto, and the professional services teams that partner with these businesses. Our foundation for success can be summarized in three beliefs: Our product is service. Our value added is financial advice and guidance. Our competitive advantage is our people. We've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.

Join the #1 Mortgage originator and servicer (Source: Inside Mortgage Finance)

Our Mortgage Origination team builds strong relationships with consumers and referral partners to help our customers reach their personal and financial goals through homeownership.

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

Additional duties include:

  • Develop knowledge of company products, policies and procedures, and underwriting requirements

  • Understand real estate appraisals, title reports, and real estate transactions

  • Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures

  • Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk

  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in

  • Develop and maintain a high degree of visibility for WFHM in the marketplace

  • Perform miscellaneous duties as needed and required

Required Qualifications

  • 1+ year of sales experience in financial services, outside sales experience, or a combination of both

Desired Qualifications

  • Basic Microsoft Office skills

  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

  • Excellent verbal, written, and interpersonal communication skills

  • Mortgage industry experience

  • Knowledge and understanding of sales prospecting and generating referrals

  • Bilingual speaking proficiency in Spanish/English

  • Customer service experience

  • A BS/BA degree or higher

Job Expectations

  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

  • Ability to lift 20+ pounds

  • Reliable transportation

  • Ability to work nights, weekends, and/or holidays as needed or scheduled

  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

COMMUNITY BKG 0035144 COMMUNITY BKG


See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Loan Refinance Specialist Moorpark

Pennymac

Posted 4 days ago

VIEW JOBS 11/13/2018 12:00:00 AM 2019-02-11T00:00 Overview The Loan Refinance Specialist will function as a clerical liaison between the loan officer, clients, escrow companies and operational fulfillment support during the process of a home loan refinance. This role will effectively manage the administrative tasks involved in the full submission and condition gathering requirements of a refinance. The RLS will not discuss loan terms, interest rates, fees, closing costs or any other functions which require loan originator licensing. Job Description * Work with customer to collect all DU/LP/Jumbo upfront conditions prior to submission, and subsequent underwriter requested conditions * Submit all files with an exceptional level of quality * Gather all necessary documentation for the loan approval and closing within the outlined lock period * Meet expected submission and quality goals each month * Ensure proper communication based on each defined stage of the refinance process, while meeting deadlines and administering phone calls or e-mail reminders, to ensure compliance with the lock period of each loan * Provide consistent, quality-controlled method to ensure the smooth and efficient management of all relevant steps necessary to close the refinance * Perform other related duties as required and assigned * Demonstrate behaviors which are aligned with the organization's desired culture and values Ideal Candidate will have the following: * Experience providing value-added customer service in a fast-paced environment * Experience using automated financial and loan tracking systems preferred * Strong communication skills and ability to effectively interact with sales team members * Must be proficient in Excel and Word * Must be a team player with strong attention to detail and ability to work independently * Excellent critical thinking, problem solving, and mathematical skills; and sound judgment * Financial Services and, if possible, mortgage industry experience preferred * Strong business acumen and ability to interface with executive management Pennymac Moorpark CA

Mortgage Consultant/Loan Officer (Safe)

Wells Fargo