Mortgage Consultant V, Assistant Vice President - Channel Islands

Union Bank, N.A. Port Hueneme , CA 93041

Posted 3 weeks ago

Description:

Discover your opportunity with

Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in theworld (as ranked by S&P Global, April 2018) with total assets of over $2.9trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than50 countries. In the U.S., we're 13,000 strong, working together to positivelyimpact every customer, organization, and community we serve. At Union Bank, weaim to be the premier and most-trusted West Coast bank, serving customers withhigh-touch, local delivery and global capabilities as we leverage our rich,150-year history. This is all part of our inclusive, high-performing culturesupported by competitive Total Rewards, including our cash balance pensionplan. Join a team that's working to fulfill its vision to be the world's mosttrusted financial group.

Job Summary:

Responsible for originating conventional residential realestate loans for the Bank. Participate in related business developmentactivities. Mortgage Consultants maybe designated with the Bank branch and willbe required to assist in the origination of conventional real estate loans forthe supported branch.

Major Responsibilities:

  • Solicit residential first mortgages through contacts with realtors, builders and developers.

  • Make sales calls to assigned Community Banking branches. Provide service to customers and prospects seeking residential mortgage loans.

  • Interview applicants to develop information concerning their needs, desires and earnings to assist in determining whether the loan will be an acceptable risk; obtain and analyze pertinent financial and credit data.

  • Follow up current loans to ensure conformity with terms. Negotiate terms and conditions of loans with mortgagors.

  • Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to mortgages.

  • Call on potential or existing customers as assigned to develop new business or retain existing business.

  • Cross sell bank products. Answer inquiries regarding loan programs and rates.

  • Provide sales and product training to Community Banking branches as needed.

  • Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs.

Qualifications:

AdditionalInformation:

  • Typically requires a high school diploma or G.E.D. and must have excellent sales and customer relations.
  • 3+years' experience in the residential real estate business.

This position may be subject to SAFEAct Registration Requirements. Pursuant to the SAFE Act requirements, allapplicants for employment who will be engaged in residential loan mortgageoriginations (as defined by the SAFE Act) must register with the federalregistry system and maintain a status in good standing under the SAFE Actrequirements. If at any time the Bank determines that your position requiresSAFE Act registration, you will be required to register and to submit to therequired SAFE Act background check and registration process. Failure toregister successfully or to maintain a status in good standing under the SAFEAct will affect your eligibility for continued employment and may result inyour immediate termination.

The above statements are intended todescribe the general nature and level of the work being performed. Theyare not intended to be construed as an exhaustive list of all responsibilities,duties, and skills required of personnel so classified.

We are proud tobe an Equal Opportunity/Affirmative Action Employer and committed to leveragingthe diverse backgrounds, perspective, and experience of our workforce to createopportunities for our colleagues and our business. We do not discriminate inemployment decisions on the basis of any protected category.

A conviction isnot an absolute bar to employment. Factors such as the age of the offense,evidence of rehabilitation, seriousness of violation, and job relatedness areconsidered in all employment decisions. Additionally, it's the bank's policy toonly inquire into a candidate's criminal history after an offer has been made.Federal law prohibits banks from employing individuals who have been convictedof, or received a pretrial diversion for, certain offenses.


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Mortgage Consultant V, Assistant Vice President - Channel Islands

Union Bank, N.A.