Mortgage Consultant (Safe)

Wells Fargo Kansas City , MO 64126

Posted 2 months ago

Job Description:

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Consumer Banking is an industry leader in supporting homeowners and consumers in addition to operating one of the most extensive banking franchises in the country. We serve mass market, affluent, and small business customers; as well as provide home and personal lending. Our focus is on delivering an exceptional experience for our customers through financial advice and guidance coupled with providing the products and services that will help them realize their financial hopes and dreams. We've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

Additional duties include:

  • Develop knowledge of company products, policies and procedures, and underwriting requirements

  • Understand real estate appraisals, title reports, and real estate transactions

  • Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures

  • Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk

  • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in

  • Develop and maintain a high degree of visibility for WFHM in the marketplace

  • Perform miscellaneous duties as needed and required

Required Qualifications

  • 1+ year of sales experience in financial services, outside sales experience, or a combination of both

Desired Qualifications

  • Basic Microsoft Office skills

  • Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources

  • Excellent verbal, written, and interpersonal communication skills

  • Mortgage industry experience

  • Knowledge and understanding of sales prospecting and generating referrals

  • Bilingual speaking proficiency in Spanish/English

  • Customer service experience

  • A BS/BA degree or higher

Job Expectations

  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.

  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.

  • Ability to lift 20+ pounds

  • Reliable transportation

  • Ability to work nights, weekends, and/or holidays as needed or scheduled

Salary Information

The salary range displayed below is based on a Full-time 40 hour a week schedule.

MO-Chesterfield: Min: $24,900 Mid: $25,000

MO-Kansas City: Min: $24,900 Mid: $25,000

MO-Chillicothe: Min: $24,900 Mid: $25,000

KS-Garden City: Min: $24,900 Mid: $25,000

KS-Overland Park: Min: $24,900 Mid: $25,000

TN-Brentwood: Min: $24,900 Mid: $25,000

KS-Wichita: Min: $24,900 Mid: $25,000

TN-Knoxville: Min: $24,900 Mid: $25,000

TN-Memphis: Min: $24,900 Mid: $25,000

Street Address

MO-Chesterfield: 2 Thf Blvd

  • Chesterfield, MO

MO-Kansas City: 9572 N McGee St

  • Kansas City, MO

MO-Chillicothe: 710 Washington St

  • Chillicothe, MO

KS-Garden City: 1135 College Drive

  • Garden City, KS

KS-Overland Park: 7127 W 110th St

  • Overland Park, KS

TN-Brentwood: 6 Cadillac Drive

  • Brentwood, TN

KS-Wichita: 10616 W Maple

  • Wichita, KS

TN-Knoxville: 265 Brookview Centre Way

  • Knoxville, TN

TN-Memphis: 6445 Poplar Ave

  • Memphis, TN

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Redfin Mortgage Senior Processor Remote

Redfin

Posted 7 days ago

VIEW JOBS 5/29/2020 12:00:00 AM 2020-08-27T00:00 Redfin Mortgage, a wholly-owned subsidiary of Redfin Corporation, is a different kind of lender that's revolutionizing the way people finance homes. We're rethinking the lending process from start to finish and putting the customer at the heart of everything we do. At Redfin Mortgage, you'll be empowered to make a difference in people's lives while growing your career in a collaborative, tech-savvy environment. If you're ready to get in on the ground floor of a fast-growing mortgage operation, join us. The Sr. Loan Processor performs vital functions that focus on the customer relationship and their Redfin Mortgage experience from submission to Underwriting and through funding while adhering to compliance policies and disclosure timelines. Here's what you'll do: * Work closely with Mortgage Advisor, underwriter, closer and borrower as needed to ensure all parties are aware of loan status and any outstanding requirements ensuring world-class customer service experience * Daily pipeline management to include, but not limited to, condition follow up, vendor follow up as well as borrow communication standards are met * Order required verifications as outlined Redfin Mortgage Underwriting and Funding policies including but not limited to Title, Appraisal, Flood Cert, 4506, VOEs, Fraud Guard and social security verifications * Review supporting documentation for completeness and consistency with the loan application. Input missing or modified information in LOS, communicating discrepancies with information and documentation requirements with your Mortgage Advisor. * Display excellent verbal, written and interpersonal communication skills * Maintain and cultivate world-class working relationship with internal production team members/customers, engaging proactively with Mortgage Advisors, underwriters, funders and post-closing team members in regards to loan decisions, assignment of conditions, company/investor guidelines and loan scenarios * Contribute to process improvement suggestions to promote process efficiency and improve consumer experience What you bring to the table: * Experience using Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector * Experience with various product guidelines for Conventional, Jumbo, Government loans * Ability to multi-task with strong attention to detail while meeting deadlines in a fast-paced environment * Passionate about delivering excellence in customer service. * Demonstrated patience and professionalism when interacting with both internal and external customers * Self-directed with a strong desire to learn and be a member of a winning team * Excellent disposition, mindset and work ethic * Commitment to integrity and customer service Requirements: * 5+ years of mortgage processing experience * Experience in using an Automated Underwriting System * Automated Asset Verification system experience preferred * Experience in manually ordering vendor services * Experience in processing conventional purchase loans * Demonstrated proficiency with computers and mainstream computer applications (Microsoft, Google, etc.) * Solid understanding of applicable Federal, State, and Local regulations What We Offer: * Competitive compensation packages with a salary and bonuses * Generous benefits, including paid vacation, medical, dental, and vision insurance, fully paid family leave, and more * Strong startup culture with the opportunity to work from home To make sure we hire the most qualified people, we've designed a multi-step selection process that may include interviews, a homework assignment, and a reference check. We're excited to get to know you and hope you're ready to give this opportunity everything you've got! Redfin is an equal opportunity employer committed to hiring a diverse workforce. Redfin Kansas City MO

Mortgage Consultant (Safe)

Wells Fargo