Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Mortgage Consultant, Assistant Vice President - Torrance

Expired Job

Union Bank, N.A. Torrance , CA 90501

Posted 4 months ago

Description:

Discover your opportunity with Union Bank and become a part of one of the world's leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we're 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that's working to fulfill its vision to be the world's most trusted financial group.

Job Summary

Responsible for originating conventional residential real estate loans for the Bank. Participate in related business development activities. Mortgage Consultants maybe designated with the Bank branch and will be required to assist in the origination of conventional real estate loans for the supported branch.

Major Responsibilities:

  • Solicit residential first mortgages through contacts with realtors, builders and developers.

  • Make sales calls to assigned Community Banking branches. Provide service to customers and prospects seeking residential mortgage loans.

  • Interview applicants to develop information concerning their needs, desires and earnings to assist in determining whether the loan will be an acceptable risk; obtain and analyze pertinent financial and credit data.

  • Follow up current loans to ensure conformity with terms. Negotiate terms and conditions of loans with mortgagors.

  • Keep abreast of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to private insured mortgages.

  • Call on potential or existing customers as assigned to develop new business or retain existing business.

  • Cross sell bank products. Answer inquiries regarding loan programs and rates.

  • Provide sales and product training to Community Banking branches as needed.

  • Develop and implement a marketing territory to educate the community regarding the Bank's CRA programs.

Qualifications:

Additional Information:

  • Typically requires a high school diploma or G.E.D. and must have excellent sales and customer relations.
  • 3+ years' experience in the residential real estate business.

This position may be subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.

The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspective, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.


See if you are a match!

See how well your resume matches up to this job - upload your resume now.

Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Private Client Banker Rolling Hills Estates Manhattan Beach Torrance And Surrounding Areas CA (Series 6 63 And Life Preferred)

Jpmorgan Chase & Co.

Posted 2 days ago

VIEW JOBS 12/14/2018 12:00:00 AM 2019-03-14T00:00 Apply Now Private Client Banker - Rolling Hills Estates, Manhattan Beach, Torrance and Surrounding Areas, CA (Series 6, 63, and Life Preferred) Req #: 180098360_2 Location: Torrance, CA,US Job Category: Relationship Management/Sales Job Description: At JP Morgan Chase, we have an obsession for helping our customers, taking care of our employees, a strong commitment to diversity and inclusion, building relationships, and delivering extraordinary customer service. Using the latest banking solutions combined with cutting edge financial technology you'll be front and center representing our brand, and providing superior customer service, to offer our customers the best solutions for their financial needs. If you are passionate about people, helping to improve the lives of our customers through financial solutions, education and advice, and want to join an exemplary team, then join us at JP Morgan Chase. You have a proven record for delivering outstanding service to clients. You've successfully collaborated with colleagues and worked as part of a team to achieve business results. You have established relationships within a company to deliver for clients. Apply these talents as a Private Client Banker and help drive the client banking experience at Chase through our Private Client Services offerings. Job Description: As a Private Client Banker, you are the main point of contact for a select group of Chase's affluent clients, as well as other customers in the Branch. You'll manage their complete banking relationship across the company, utilizing a proactive and disciplined approach to generate growth in their balances. You'll help acquire new clients by actively soliciting referrals and developing internal and external sources. Responsibilities: You'll be the clients' personal advocate at Chase, adding value to the relationship by. * Sharing the value of Chase Private Client with clients that may be eligible * Actively managing their banking relationship through an advice-based approach and ensuring each client receives the best products, services for his or her needs * Partnering with Specialists (Private Client Advisors, Mortgage Bankers and Business Relationship Managers), to connect customers to experts who can help them with specialized financial needs * Making lives of clients more convenient by sharing and setting up self-service options to access their accounts 24 hours a day/7 days a week * Adhering to policies, procedures and regulatory banking requirements This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx. * Demonstrated success using a value-added, relationship-oriented approach to acquire and deepening clients relationships * Experience cultivating relationships with affluent clients is strongly preferred * Minimum of one year Branch Banking Banker, or equivalent experience in financial services, with verifiable success in new client acquisition, cultivating and maintaining customer relationship, and revenue generation * FINRA Series 6/7, state registration (including 63 or 66 if required), and Life licenses are required - or must be successfully completed within 120 days of starting the role * Compliance with Dodd Frank/Truth in Lending Act* * Strong team orientation with a commitment of long-term career with the firm * Excellent communication skills * College degree or military equivalent strongly preferred; High school degree, GED or foreign equivalent required * Adherence to policies, procedures, and regulatory banking requirements * Ability to work branch hours, including weekends and some evenings Jpmorgan Chase & Co. Torrance CA

Mortgage Consultant, Assistant Vice President - Torrance

Expired Job

Union Bank, N.A.