Mortgage Banker Nonnetwork

Bank Of The West San Ramon , CA 94582

Posted 2 months ago

What sets Bank of the West apart from other banks is our team membersthey embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western valuesstraightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines Retail Banking, Commercial Banking, National Finance, and Wealth Management.

Job Description Summary

Responsible for sourcing and originating first mortgage loans through traveling to, and building relationships with, realtors and home construction companies. Also responsible for cross-selling bank products and works to build the Bank's image and multiple customer relationships.

Essential Job Functions

  • Sources and obtains first mortgage inquiries from external business sources using his/her network and COI, and targeted marketing and/or advertising efforts.

  • Conducts presentations at real estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customers' financial needs.

  • Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk to the Bank. Negotiates terms and conditions of loans with applicants.

  • Obtains and analyzes pertinent financial and credit data. Analyzes current rates and loan programs and provides accurate and timely information to customers. Manages pipeline to ensure service standards and financial goals are met. Transacts business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrow officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan.

Other Job Duties

  • Keeps informed on trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government -insured mortgages.

  • Consistently works in accordance to published department sales and service standards.

  • Consistently manages to prescribed personal and business unit sales plans as well as the overall strategy of Mortgage Banking.

  • Performs other duties as assigned.

Required Experience

  • Requires practical knowledge in leading and managing the execution of processes, projects and tactics within one area.

  • Typically has advanced knowledge and skills within a specific technical or professional discipline with understanding of the impact of work on other areas of the organization.

  • Requires 10 years minimum experience in mortgage sales.

Education

  • Bachelor's Degree

Skills

  • Prior experience, with proven results, in first mortgage sales and customer service preferred.

  • self sourcing of mortgage loans preferable.

  • Financial products or services experience is highly desirable.

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.


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BNP Paribas

Posted 2 months ago

VIEW JOBS 11/2/2018 12:00:00 AM 2019-01-31T00:00 What sets Bank of the West apart from other banks is our team members–they embody the optimistic spirit of the West. There is a spirit here that drives us to do more. Our team of more than 10,000 employees is vital to the success of our Bank. They reflect our modern western values—straightforward, entrepreneurial and optimistic. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity – an environment where team members are engaged, supportive of one another and enthusiastic about serving our customers. Bank of the West offers the stability of a company that has a 135 year history and is part of BNP Paribas, a European leader in global banking and financial services and one of the 6 strongest banks in the world. We offer opportunities across our diverse business lines – Retail Banking, Commercial Banking, National Finance, and Wealth Management. Job Description Summary Responsible for sourcing and originating first mortgage loans through traveling to, and building relationships with, realtors and home construction companies. Also responsible for cross-selling bank products and works to build the Bank's image and multiple customer relationships. Essential Job Functions * Sources and obtains first mortgage inquiries from external business sources using his/her network and COI, and targeted marketing and/or advertising efforts. * Conducts presentations at real estate office sales meetings, homebuyer's seminary or any other venue to solicit first mortgage business. Advises new and existing customers on various loan programs based on the customers' financial needs. * Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk to the Bank. Negotiates terms and conditions of loans with applicants. * Obtains and analyzes pertinent financial and credit data. Analyzes current rates and loan programs and provides accurate and timely information to customers. Manages pipeline to ensure service standards and financial goals are met. Transacts business in conformance with state and federal regulations such as, but not limited to, RESPA, HMDA, and Fair Lending Practices Acts as liaison with borrowers/customers, other bank employees, outside entities (realtors, title and escrow officers, etc.) as well as other division staff, to facilitate a prompt, efficient closing of each loan. Other Job Duties * Keeps informed on trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government -insured mortgages. * Consistently works in accordance to published department sales and service standards. * Consistently manages to prescribed personal and business unit sales plans as well as the overall strategy of Mortgage Banking. * Performs other duties as assigned. Required Experience * Requires practical knowledge in leading and managing the execution of processes, projects and tactics within one area. * Typically has advanced knowledge and skills within a specific technical or professional discipline with understanding of the impact of work on other areas of the organization. * Requires 10 years minimum experience in mortgage sales. Education * Bachelor's Degree Skills * Prior experience, with proven results, in first mortgage sales and customer service preferred. * self sourcing of mortgage loans preferable. * Financial products or services experience is highly desirable. Equal Employment Opportunity Policy Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran. Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations. Primary Location: United States-California-San Ramon Job Type: Full-time Job: Sales Postuler Partager cette offre ! * Facebook A partager avec vos amis * Twitter Tweeter cette page * LinkedIn Partagez cette page avec votre réseau * Messenger Share this page on Messenger * WhatsApp Share this page on WhatsApp * Scoop It Partagez votre veille d'informations avec Scoopit * Weibo Partagez cette page sur le 1er réseau social chinois * Buffer Pas le temps? Lisez et partagez cette page plus tard avec Buffer * Pocket L'appli pratique pour lire cette page à tout moment, même en offline ! Voir plus de réseaux sociaux Outils * Envoyez cette page par mail Envoyez cette page par mail * Imprimer cette page Etes vous sûr de vouloir imprimer ? Offre précédente Princ Bus Bkg Relationship Mgr/Team Lead Offre suivante Universal Banker Officer (Branch Lead) 801 Grand Branch Ces autres offres vous intéressent-elles ? * Full-time CRES Non-Network Mortgage Banker - Sacramento, CA United States-California-Sacramento * Full-time CRES Non-Network Mortgage Banker - Mill Valley, CA United States-California-Mill Valley * Full-time CRES Non-Network Mortgage Banker - Denver, CO United States-Colorado-Centennial < BNP Paribas San Ramon CA

Mortgage Banker Nonnetwork

Bank Of The West