Sorry, this job is no longer accepting applications. See below for more jobs that match what you’re looking for!

Mort Loan Originator

Expired Job

Home Bancshares, Inc. Fairhope , AL 36532

Posted 2 months ago

GENERAL DESCRIPTION OF POSITION

Solicits residential first mortgages through contacts with Realtors, builders, and developers. Interview loan applicants and makes credit decisions

ESSENTIAL DUTIES AND RESPONSIBILITIES
1.Work with assigned branch office to ensure awareness of home loan products.
2.Handle referrals from branch office and provide appropriate follow-up.
3.Develop referral contacts (realtors, builders, professional and personal contacts).
4.Analyze financial data to determine creditworthiness.
5.Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
6.Take borrower applications.
7.Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
8.Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
9.Maintain high levels of customer service while managing each applicant's and support staff's expectations.
10. Attend and participate in all lending meetings as required.
11. Complete BSA/AML training and other compliance training as necessary.
12. Perform any other related duties as required or assigned.

RequirementsQUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Intermediate: 10-Key, Accounting

RESPONSIBILITY FOR WORK OF OTHERS

The level of direct supervisory responsibility for the assignment of job duties, training, leadership, guidance, needs of employees, hiring, terminating and/or direction of the effort of others. Scoring will depend upon the number and classification of people normally supervised or directed, and the scope of complexity of the operations involved in the supervisory responsibility. (Job classification which involves no supervision will not be assigned a point value for this factor.)

No supervision.

Supervises the following departments:

WORKING CONDITIONS

Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is frequently required to sit; and occasionally required to stand, walk, stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds.

ADDITIONAL INFORMATION

Not indicated.

  • If you need an accommodation or assistance applying for employment, contact Centennial Bank at 501-328-4732. We comply with the ADA and consider reasonable accommodations that may be necessary.

  • Home BancShares, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, veteran status, family or marital status, gender identity or expression, or any other characteristic protected by law.

  • View Equal Employment Opportunity Posters provided by OFCCP here.

  • Home BancShares, Inc. is a participant of E-Verify. View the Notice of E-Verify Participation and Right to Work provided by the US Citizenship and Immigration Services (USCIS).

  • The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is in response to a formal complaint or charge, in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

  • EEO/AA/Veteran/Disabled

See if you are a match!

See how well your resume matches up to this job - upload your resume now.

resumetriaasssdfel.jp… Change Resume
Find your dream job anywhere
with the LiveCareer app.
Download the
LiveCareer app and find
your dream job anywhere
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Mortgage Loan Originator Fa...

Regions Financial Corporation

Posted Yesterday

VIEW JOBS 8/14/2018 12:00:00 AM 2018-11-12T00:00 Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Mortgage Loan Originator directs origination of residential mortgage loans from a borrower through a branch network. Primary Responsibilities * Completes mortgage applications for submission to the loan processing and underwriting departments * Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history * Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation * Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet * Structures loan to comply with acceptable lending practices and Federal regulations * Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact * Answers customer calls and walk- in customers to discuss various loan products and qualification information * Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business * Cross-sells other bank products and services * Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations * May participate in networking through professional, business and community organizations and activities to promote and market loan products * Compensation is Commission based This position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week. Requirements * High school diploma or GED * Three years of mortgage lending experience with proven mortgage production. * Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners. * Knowledgeable of Mortgage products, systems, terminology, tax requirements, etc. * Sales acumen * Knowledgeable on agency and investor regulations and guidelines * Must be able to multi-task competing priorities and meet tight deadlines * Must be able to build and maintain internal and external relationships to deliver high levels of service * Strong written and verbal communication skills * Good organizational skills * Proficient in Microsoft Office products This position requires registration with the national Mortgage Licensing System and Registry (NMLS). Please refer to (http://mortgage.nationwidelicensing.org) for more information. NMLS Registration Preferences * Bachelors degree * Prior Mortgage Loan Originator experience Location:Fairhope, Alabama EEO/AA/Minorities/Females/Disabled/Veterans Regions Financial Corporation Fairhope AL

Mort Loan Originator

Expired Job

Home Bancshares, Inc.