Merchant Risk Analyst

Greensky Atlanta , GA 30301

Posted 4 weeks ago


Headquartered in Atlanta, GreenSky is among the top 3 most valuable U.S. financial technology companies established since 2000, and our $1.0 billion Initial Public Offering marked the largest U.S. Technology IPO of 2018.

Our mission is simple. We power commerce. Our highly scalable, proprietary technology platform enables over 12,000 merchants to offer frictionless promotional payment options to consumers at the point-of-sale, driving increased sales volume and accelerated cash flow.

Our bank partners leverage GreenSky's technology to provide loans to super-prime and prime consumers nationwide. Since our inception, over 1.7 million consumers have financed over $12 billion of commerce using our paperless, real time "apply and buy" technology. For more information, please visit

Looking for great talent to help us continue our rapid growth!

Position: Merchant Risk Analyst

Location: Atlanta, Georgia

Travel: Minimal, if any required

Organizational: This position is a member of the Merchant Risk team and will report to the Sr. Manager, Merchant Risk.

Shifts: Shifts vary, and cover hours from 8:00 AM 6:00 PM, 5 shifts per week, Monday - Friday.

Shifts are primarily 9 hours with a 1 hour unpaid lunch. Analysts may on occasion be required to work on a weekend

Duties & Responsibilities

  • Understand and monitor the merchants with in the Greensky network Perform risk analysis to determine the severity of trends and potential losses Make risk mitigation recommendations based on the analysis performed Support the portfolio's growth through close interaction with the Sales, Credit Strategy, Customer Operations, and Loss Mitigation/Workout teams Maintain acceptable turnaround times for merchant investigations Provide excellent customer service within established service level agreements Adhere to established bank policies, company guidelines, and all regulatory requirements Deliver adverse action calls to risky merchants Take on special projects as assigned

Required Skills/Qualifications

  • Associate's degree from an accredited institution Self-starter, works with some direction Strong analytical acumen Demonstrated effective time management and organizational skills Sound judgment Strong verbal and written communication skills and ability to communicate across various lines of business Proficient with Microsoft Office, Excel and Word Ability to work independently on routine, repetitive tasks and to handle multiple tasks simultaneously Strong Internet research skills Successful completion of background check

Desired but not required:

  • Knowledge of GreenSky's products Bachelor's degree from an accredited institution Leadership experience operating at a strategic level as part of a cross functional team Experience operating as part of a cross functional team Use of advanced technical & analytical competencies in driving effective strategic goals Strong communication and presentation skills Familiarity with consumer and commercial lending products and practices Educational and/or professional background in credit or underwriting
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Merchant Risk Analyst