Manager Of Credit Analysis

Simmons Bank Springfield , MO 65802

Posted 3 months ago

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

The Manager of Credit Analysis analyzes current credit data and financial statements of individuals or companies to determine the degree of risk involved in extending credit or lending money. The Manager of Credit Analysis prepares reports with the credit information for use in decision making. The Manager of Credit Analysis manages an assigned group of Credit Analysts.

Essential Duties and Responsibilities

  • Plans, directs and supervises the daily operations of their assigned group of Credit Analysts: collaborates in hiring and retention; maintains schedules, coaches, conducts performance appraisals, disciplines, trains and cross trains staff regarding service expectations, job performance standards, policies, procedures, regulations and systems.

  • Develops credit information for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans, by reviewing all pertinent credit and financial information, including reporting services, credit bureaus, other companies, and electronic stored files.

  • Analyzes information statements and related material and prepares summaries and presents facts, and offers thoughts concerning credit-worthiness.

  • Analyzes factors such as income growth, margins, trends, quality of management, market shares, potential risks of industry and collateral appraisals.

  • Prepares credit and cash flow analyses; submits credit approval documents and write-ups to appropriate personnel for decision making.

  • Monitors compliance with loan agreements.

  • Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.

  • Provides assistance and information to loan officers and/or managers, as requested.

  • Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills

  • Ability to read, write, and comprehend simple instructions, procedures, business correspondence, reports, and memorandums.

  • Ability to read, analyze and interpret documents such as financial reports, legal documents, procedures manuals, general business correspondence and/or journals or government regulations.

  • Ability to effectively present information in one-on-one and small group situations, to customers, clients, management, board of directors, other employees in the organization, and the general public.

Education and/or Experience

  • BS/BA Degree in Finance, Accounting, Business or a related field, and

  • Seven years of previous credit analysis experience.

  • Prior supervisory experience preferred.

Computer Skills

  • MS Office programs

Other Qualifications (including physical requirements)

  • Ability to manage multiple projects.

  • Ability to prioritize and organize.

  • Ability to lead other employees in the achievement of their duties.

  • Strong analytical and organizational skills.

  • Excellent written and verbal communication skills.

  • Proficiency in Microsoft Word and Excel.

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.


icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
MidLevel Mission Analysis Software Support (Mass) Engineer

Boeing

Posted 6 days ago

VIEW JOBS 1/22/2020 12:00:00 AM 2020-04-21T00:00 Job ID 00000171965 Date posted 01/21/2020 Location Springfield, Virginia Company The Boeing Company Job Description At Boeing, we are all innovators on a mission to connect, protect, explore and inspire. From the sea bed to outer space, you'll learn and grow, contributing to work that shapes the world. Find your future with us. The Boeing Defense, Space and Security (BDS) organization is seeking a self-starting, critical thinking Mid-Level Mission Assurance Software Support (MASS) Engineer/Analyst to join our team in Springfield, Virginia that operates, tests and integrates new systems. The candidate will work directly with the customer and engage with diverse system end users. The candidate will work at a spacecraft ground station as part of a Mission Operations team. Position Responsibilities: * Apply analytical methods to structured big data from multiple sources to discover objects, relationships, and behaviors. * Leverage industry standard best practices for software data visualization and analysis * Perform big data triage by monitoring large volume of data streams for anomalous changes. * Understand the behaviors of multiple data modeling and processing systems and their interactions. * Identify expected, desired, and anomalous system activity and impact to operations. * Work with system developers to identify and prioritize system discrepancies and enhancements. This position requires the ability to obtain a US Security Clearance for which the US Government requires US Citizenship. Ability to obtain a TS/SCI with CI Polygraph U.S. Security Clearance (Pre-Start) Basic Qualifications (Required Skills/Experience): * Bachelor's, Master's or Doctorate of Science degree from an accredited course of study, in engineering, computer science, mathematics, physics or chemistry * Ability to complete a certification program. The candidate will be provided specialized training (combination self-study, in-class training, and on-the-job (OTJ) training) in order to learn the necessary skills related to the ground and spacecraft configuration management allowing them to obtain the necessary certifications required for this position. Preferred Qualifications (Desired Skills/Experience): * Active Top Secret US Security Clearance * Classroom experience or experience working directly with Aerospace Vehicles * Scripting experience with Python and/or Perl * Data modeling experience Typical Education/Experience: Education/experience typically acquired through advanced technical education from an accredited course of study in engineering, computer science, mathematics, physics or chemistry (e.g. Bachelor) and typically 5 or more years' related work experience or an equivalent combination of technical education and experience (e.g. PhD, Master + 3 years' related work experience). In the USA, ABET accreditation is the preferred, although not required, accreditation standard. Relocation: This position offers relocation based on candidate eligibility. Note: Basic relocation plan is being offered for internal candidates. Drug Free Workplace: Boeing is a Drug Free Workplace where post offer applicants and employees are subject to testing for marijuana, cocaine, opioids, amphetamines, PCP, and alcohol when criteria is met as outlined in our policies. Experience Level Individual Contributor - 3 Job Type Regular Contingent Upon Program Award No, this position is not contingent upon program award Schedule Full time Boeing is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, physical or mental disability, genetic factors, military/veteran status or other characteristics protected by law. Boeing Springfield MO

Manager Of Credit Analysis

Simmons Bank