Loan Review Officer I

Responsibilities include but are not limited to:

• Perform independent assessment of credit to determine quality of underwriting, administration and problem loan management.

• Evaluate the accuracy of loan officer risk ratings; assigning and supporting more suitable risk ratings where appropriate.

• Assess the adequacy of loan and collateral documentation.

• Test loan officer compliance to Bank policies/procedures.

• Test for compliance to any applicable federal laws/regulations.

• Assess management supervision; determine sufficiency of credit risk management processes.

• Prepare detailed opinions through written/oral communications, reports and dashboard summaries to support exam findings.

• Identify existing and emerging risk trends within portfolios; providing suggestions/recommendations for improvement.

• Track issues identified in reviews and ensure action plans are developed to address and mitigate.

• Interact with and support other credit related functions within the Bank.

• Assist in the preparation of regulatory reports as directed.

• Participate in due diligence activities of potential acquisitions as required.

• Will typically work on site and at remote locations as deemed necessary to complete work assignments.