Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company and every success we experience begins with them. We hire team members who raise the bar, who are collaborative and inclusive, who build relationships, and who are looking for a long-term career with Fulton. We strive to promote a culture of work-life balance, to unplug and recharge to be your best self, at work and at home.
This is a full-time career opportunity that can be based out of our corporate headquarters in Lancaster, PA, Hummels Wharf, PA or Mt. Laurel, NJ.
Responsible for the evaluation of all but the most complex borrower relationships to determine the accuracy of the Risk Rating; compliance with policies and procedures; compliance with governing regulations. Responsible for drafting management reports for their supervisor or Loan Review Director regarding the review activities. Acting as an advisor to the Commercial Lending staff while maintaining independence.
Review of assigned borrower relationships and evaluating:
Support for and accuracy of the assigned rating.
Compliance with all relevant Commercial Credit Policies and regulations.
Developed and documented support for the conclusions reached during each review.
Participating in a quality assurance review of the Loan Review work product.
Developing a complete understanding of all relevant Fulton Financial Corporation policies and procedures that impact upon the review of Commercial Loan and Mortgage borrowers.
Completion of assigned continuous review activities for assigned Affiliate Banks or Bank divisions, complete documentation of the review results, preparation of required reports for management and, if appropriate the Board of Directors of the Affiliate Bank.
Ensure the accuracy, depth of analysis and completeness of each review.
Complete all activities in accordance with the required deadlines.
Identify the need for and recommend changes to policies and procedures that impact upon the Loan Review function.
As required participate in the familiarization of Management Trainees with the Loan Review process.
Act as a coach for new team members.
Perform the assigned responsibilities with little or no additional guidance from the supervisor or Loan Review Director.
Qualifications Required Education
Bachelor Degree or equivalent experience. Specialty: Accounting, Business Administration, Finance or a related field.
5 or more years credit training at a bank to include one or more of the following: Commercial Lending; CRE Lending; Loan Review of Commercial & CRE loans; credit risk managment, Special Assets.
Bank Administration Institute Loan Review. (Preferred)
EEO Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Financial Corporation currently or in the future. Fulton Financial Corporation ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Fulton Financial Corporation