Loan Review Officer

Bancorpsouth Tupelo , MS 38804

Posted 2 months ago

There are many things to consider when deciding on your next employer. Do you want a job where you earn a paycheck? Or do you want a CAREER with a company that values their employees as well as the communities that they are in? At BancorpSouth we are more than just a work place. We are a company that prides itself on values and the people that we employ. Start your search for a career with BancorpSouth.

Position Title: Loan Review Officer

Organizational Location: Administration Team

Physical Location: 499 Air Park Road, Tupelo MS 38803

Reports To: First Vice President and Operations Manager

Working Conditions: Normal, no adverse or hazardous conditions

Job Group Category: Exempt

Work Hours: Monday

  • Friday (8:00 am

  • 5:00 pm)

Primary Purpose:

  • Independently evaluate the loan classification or credit grading of individual loans reviewed

  • Ensure that problem loans are identified in a timely manner by account officers and that action plans are in place and reasonable

  • Ensure that loans are granted and documented in compliance with approved lending policies and procedures and that they are within regulatory requirements including inspecting loans for non-approved Loan Policy/Regulatory violations and technical exceptions

  • Report results of Loan Reviews to the Credit Risk Committee members, the appropriate senior executives and bank management

Principal Duties and Responsibilities:

  • Analysis and underwriting of loans and assigning an appropriate risk rating

  • Verifying completeness and accuracy of loan documentation with exceptions being noted

  • Understanding and enforcing Bank, State and Federal loan policy with violations being noted

  • Preparing loan review reports

  • Presenting recommendations to Management

Job Specifications:

  • Bachelor's degree in Finance, Banking or related field required

  • Knowledge of lending process with a focus on loan underwriting, loan documentation and regulatory and loan policy required

  • Be able to work in a team environment

  • Previous loan review experience with another bank or state/federal agency or previous experience with consumer and commercial loans desirable

  • Some travel may be required

Disclaimer

The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.


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Loan Review Officer

Bancorpsouth