Loan Processor- Key West

First State Bank Of The Florida Keys Key West , FL 33040

Posted 3 months ago

First State Bank of the Florida Keys is a customer-focused bank with a long history of serving, reaching out, and connecting with the community. Founded in 1955 with a single branch in Key West, the Bank has grown and changed, as has the surrounding community, but our core values remain the same. First State Bank of the Florida Keys recognizes that what sets us apart are our people.

Position Summary:

The Loan Processor, located in Key West, FL, is responsible for ensuring proper loan approval, verifying satisfaction of pre-closing conditions, and underwriting decisions..

Position Responsibilities:

  • Ordering and providing specific instructions for title work to insure proper lien position

  • Ordering appraisals in compliance with the Home Valuation Code of Conduct (HVCC)

  • Ability to have a thorough understanding of Portfolio and Agency guidelines

  • Staying current on all applicable Regulatory changes

  • Responsibilities also include other duties as assigned by the supervisor/manager

Employees also have a responsibility to understand the Bank's BSA/AML Program, the procedures outlined in it, and to follow the Program and procedures in carrying out their duties. Any employee that fails to adhere to the BSA/AML Program or commits other violations of the Code of Conduct may be subject to disciplinary action up to and including termination.

Competencies:

  • Ability to be flexible, highly motivated, fast paced and able to work well under pressure

  • Excellent knowledge of Excel and Word

  • Ability to handle multiple projects simultaneously

  • Ability to prioritize and meet deadlines

  • Possess writing skills and be able to compose and type letters and other correspondence

  • Excellent oral and written communication

Supervisory Responsibility:

  • This position has no supervisory responsibilities.

Required Education & Experience:

  • High School Diploma or GED, or equivalent
  • 1 Year Loan Processing or Banking experience

Preferred Education & Experience:

  • Some college level classes
  • 2+ Years Loan Processing or Banking experience

Essential Job Functions:

Essential job functions include the employee occupying this position frequently will be required to perform problem resolution, and communicate with both internal and external customers. The employee must be able to remain in a stationary position 60 percent of the time; frequently operate a telephone, computer, printer, copier and fax machine; and occasionally move about inside the office to access file cabinets, office machinery, etc.

First State Bank of the Florida Keys reserves the right to modify, interpret or apply this job description in any way the company desires. The job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is not an employee contract, implied or otherwise. The employment relationship remains "At Will". The aforementioned job requirements are subject to change to reasonably accommodate qualified disabled individuals.

EPE M/F/V/D Member FDIC


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Loan Processor- Key West

First State Bank Of The Florida Keys