Loan Post-Closing Specialist

Cb&S Bank Corinth , MS 38834

Posted 3 months ago


Responsible for the post closing duties of all real estate loans, commercial and consumer loans upon the closing of a loan. Must assemble all closed loan documentation and review documentation for loan packages to be compliant with all regulations, policies and procedures. Responsible for disbursing 3rd party fees to vendors and balancing loans.


  • Demonstrates an aptitude for banking and exhibits proficiency in all areas of loan documentation. Has an inherent duty and responsibility to follow all policies and procedures regarding loan documentation.

  • Log in closed loans as received and maintain log. Organize closed loan packages. Type and mail checks to 3rd party vendors and County Probate offices. Maintain check register. Complete general ledger tickets. Balance loans.

  • Assists Lending Officers in processing loans and correspondence. Must type loans, title applications, mortgages, UCCs, and other supporting documentation and correspondence for all Loan Officers.

  • Reviews real estate appraisals and title insurance for exceptions regarding mortgage loans. Works with Loan Officers to clear exceptions.

  • Prepares and mails Good Faith Estimates and Advance Truth in Lending Disclosures in accordance with all regulations.

  • Monitors status of documentation and prepares weekly status reports for distribution to loan officers.

  • Responsible for preparation real estate loan documentation for loan closings.

  • Originates and follows up on mortgage loan files in compliance with all state and federal regulations.

  • Coordinates loan closings with Loan Officers, Customers, and Attorneys.

  • Distributes funds accordingly after a loan closing.

  • Maintains government records on loan files and prepares procedural forms on closed loans.

  • Prepares documentation for mortgage releases.

  • Assists customers with questions or problems with their loan accounts.

  • Communicates with auditors from state, federal, and independent agencies.

  • Requires the ability to interact effectively with all levels of bank personnel.

  • Obtains specific goals related to production, quality documentation as described by supervisor.


  • Resolves customers' questions or problems with their loans and perform clerical duties necessary for the efficient operation of the department.

  • Knowledgeable of all bank products and services.

  • Ability to cross-sell to existing and prospective customers.

  • All other duties assigned by supervisor.


  • High school graduate or equivalent.

  • One to two years of clerical and loan operations experience.

  • Four to five years experience as a real estate loan secretary, closing agent, or equivalent experience.

  • Proven knowledge of loan policies and procedures.

  • Intimate knowledge of Real Estate Settlement and Procedures Act, Truth in Lending, and Home Mortgage Disclosure Act.

  • Excellent organizational skills and communication skills, both verbal and written. Demonstrated ability to interact with customers and employees, and listen effectively.

  • Demonstrated ability to adapt to and use other PC based software packages.

  • Ability to see, hear, talk, perform repetitive motion tasks and tasks using only fingers.

  • Ability to sit for extended periods of time.

  • Ability to transmit information in written form.

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Loan Post-Closing Specialist

Cb&S Bank