Loan Officer

At OceanFirst Bank, each one of our employees plays an important role in fulfilling the mission and taking responsibility to execute daily tasks in alignment with our core values. Together we foster an environment of respect, professionalism and diversity that makes OceanFirst a great place to work and do business.

Great benefits include: on-site fitness facility at Red Bank and Toms River headquarter offices, hybrid schedule after initial onboarding has been completed, employee perks & discount programs, tuition assistance, incentive compensation program, professional development opportunities, and more! Apply today to #BecomeOceanFirst and make an impact in the local community!

Position Summary

Directly solicits first mortgage loan business through industry sources, such as, Realtors, attorneys, builders and financial planners. Generates residential mortgage loans while maintaining relationships and acting as a liaison between referral sources, borrowers, the Bank and the community. This is a full-time commission- only position.

Essential Responsibilities

1. Originates mortgage loans by developing and establishing real estate industry contacts.

2. Supports local real estate associations by attending designated functions as required acting as public relations officer of the Bank.

3. Maintains a strong knowledge of all Bank products and services and cross sells services to mortgage loan clients.

4. Works to establish and meet residential loan and cross sell referral sales goals in conjunction with departmental goals.

Typical Job Duties

1. Meets Average monthly sales goals as assigned by Sales Manager.

2. Interviews prospective residential mortgage loan applicants.

3. Prepares loan applications, submits loans into process through laptop computer and follows up on all loans in process.

4. Maintains communication with all parties involved as to loan status.

5. Assists department personnel in obtaining necessary documentation to commit and close loans.

6. Performs other duties as directed by management.

7. Software used: Encompass

A. Encompass User Profile: Loan Officer