Loan Officer

New York Credit Union Association West Seneca , NY 14224

Posted 2 months ago

Assists members with their consumer lending needs, analyzing loan requests and making credit decisions based on lending policy. Duties: Interviews customer loan applicants to develop information concerning their loan needs, earnings, and financial condition.

  • Analyze the current financial position of members to determine the degree of risk involved. Make decisions to approve, deny, or forward the loan request to higher levels for decisions.

  • Prepare and/or review all loan documents for completeness and accuracy. Meet or exceed assigned loan volume. Maintain an acceptable delinquency ratio.

  • Pull credit reports, determine collateral needs and payments, disperse loan requests and set up payroll deductions.

  • Establish the terms and conditions of an approved loan and reviews them with the member.

  • Implement new loan products and services in accordance with management's direction.

  • Staying informed of current trends in consumer credit.

Qualifications:
At least three years previous experience in lending.

  • Excellent communication skills.

  • Proficient in Microsoft Word & Excel.

  • Accuracy, mathematical/analytical ability.

  • Ability to complete assigned tasks in a confidential and timely manner

  • Must be able to learn new skills quickly

  • Self-motivated individual, able to work alone.

  • Excellent organizational skills

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Loan Officer

New York Credit Union Association